Anyone out there that knows the laws - She is 19 and can no way pay this - What happens?
--No non-sense, oooohhhh - look how funny my answers are...Any direction would be helpful...
She was driving and backed into a very large glass window in a very large building!! Drunk, but somehow did not get a DUI - I don't know why...
and no Insurance - she let it laps!!!
2007-05-04 17:17:27 · 10 answers · asked by ray m 1 in Politics & Government ➔ Law & Ethics
she is considered an adult by legal standards. first, tell her to get a lawyer, she must actually pay the lawyer, second, most courts will allow her to make payments. third, get her some new glasses
2007-05-04 17:23:05 · answer #1 · answered by Anonymous · 1⤊ 1⤋
You don't indicate who the owner of the vehicle is as it makes a difference. If it is her name alone, then she alone will be sued; if it is jointly held or in the parents name, or the parents are co-signers, they will also be named in the lawsuit.
The above poster are correct in consulting with a bankruptcy attorney. A Judgment is good for the next 10 years and can go longer if requested and renewed by the Courts. A bankruptcy stays on a Credit Report 10 years, but she may be able to mitigate the amount if she files bankruptcy; however, as laws vary from State to State and have recently changed, I highly recommend checking with a Bankruptcy attorney in your area. If you don't know one, you can find the names of several by checking with your local bar association.
As an insurance company likely paid for the damage and they have very deep pockets, they are highly likely to pursue her diligently for the next 10+ years in the form of a garnishment at whatever job she happens to get. If they wanted to push the issue, they could request the D.A. file criminal charges against her for not having valid insurance.
2007-05-05 09:46:47 · answer #2 · answered by bottleblondemama 7 · 0⤊ 1⤋
Ok, so she was sued and now there's a judgement on a piece of paper stating that she owes $80,000. What happens next? Well, if she doesn't own a home, and doesn't have any large amounts of money in the bank, and doesn't earn a superior wage, then nothing happens. They've got a judgement on a piece of paper and no way to collect it. Tell your friend not to worry about it too much, but hopefully she won't be drinking and driving anymore.
2007-05-05 00:35:55 · answer #3 · answered by Anonymous · 0⤊ 2⤋
She should only go through bankruptcy when nothing else works. It ruins your credit for many years. Why did she drive drunk and let her insurance lapse? This lady needs help with more than her finances but she does need to get legal advice and listen to what she's told.
2007-05-05 00:46:08 · answer #4 · answered by Cookie 2 · 0⤊ 1⤋
She's an adult. She will have to pay it. What they will probably do is settle for a smaller amount and garnish a portion any wages she may make until she has the debt paid.
This is a really good example of why teenagers are not allowed to drink legally and why the driving age should be raised to 21.
2007-05-05 00:28:59 · answer #5 · answered by Anonymous · 2⤊ 2⤋
Did she have insurance? If no then she should declare bankruptcy. That'll wipe away her expenses and give her a clean slate.
2007-05-05 00:31:25 · answer #6 · answered by Tom S 7 · 1⤊ 2⤋
She probably has no assets and may very well be judgement proof. She needs an attorney, maybe legal aid if she can get it.
2007-05-05 00:25:23 · answer #7 · answered by Fancy That 6 · 1⤊ 2⤋
I think it falls on the parents because she is under the age of 21.
2007-05-05 00:24:56 · answer #8 · answered by On a need to know basis 1 · 0⤊ 3⤋
My lawyer boyfriend says, she obviously will be in debt, so consider bankruptcy.
2007-05-05 00:23:51 · answer #9 · answered by gowidget 1 · 2⤊ 1⤋
Said it before...
Payments.
2007-05-05 00:21:26 · answer #10 · answered by Anonymous · 1⤊ 1⤋