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What kind of loan or grant are you looking for?

http://www.sba.gov/services/financialassistance/index.html

This is the Small Business Administration, they can help with all kinds of things. The SBA can even help with writing business plans. This process takes time, and new grants are added all the time. Grants have deadlines for applications though, so pay attention when you are looking at them. The application itself is quite a process. If you need help, you can turn to a grant writer.

If it is an educational loan or grant, that is usually based on income. Check with your school. They usually can point you in the right direction.

2007-05-04 05:31:53 · answer #1 · answered by micheflatt 2 · 0 0

Loans you don't have to pay back -- then get it from your parents or your spouse

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

2007-05-05 04:21:28 · answer #2 · answered by imisidro 7 · 1 0

You could become a national known research institute after obtaining your PHd from Princeton and recruit some Nobel laureates to work with you...... or you could get a job you lazy bum.

2007-05-04 05:55:28 · answer #3 · answered by squeezie_1999 7 · 0 0

My dear friend,

Nothing comes for free in this world. Everything has to be earned. For exampe, your education is earned - it did not come free, because you have to study to earn your degrees. It will not come for free.

But there is one way for getting money free - you got to start the job of CHEATING.

Kindly avoid wasting time in searching for free money. If you earn your money, you will be proud by yourself. You will be proud to see the money you have earned - because you know the value of it.

If anything comes free to us, we will not know the value of the same.

2007-05-04 06:24:07 · answer #4 · answered by Solomon 2 · 0 0

Send me $5 and I'll tell you.

2007-05-04 05:23:30 · answer #5 · answered by Daniel T 4 · 0 0

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