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Recently had a hospitilization uninsured and with that and all the other bills I have not been able to pay due to husbands being unable to work(social security disability -denied) I think we need to file for bankruptcy - then even tho we will still have to pay we can arrange a lower payment and still be able to eat.
I am only making about $600 a month, we have had to move in with our grown daughter and her family. We give them $300 a month and feed ourselves with the rest. There is no money to pay I feel I have no choice anymore. They are hounding us with phone calls from collection agencies. Plz I need advice.

2007-05-04 03:05:13 · 1 answers · asked by elaeblue 7 in Business & Finance Other - Business & Finance

1 answers

While BK is probably a good option for you, I can also suggest that you contact the hospital and explain the situation. There are a number of programs in Michigan to help you out of your situation. Communication is key. BK usually starts out now as a Chapter 13 and then converts to a 7, but in your case, I would think it would qualify for an immediate Chapter 7. But, before you explore that option, please just contact the hospital AR department and talk to them.

2007-05-04 03:14:11 · answer #1 · answered by mibanker 3 · 0 0

you do not pick to hearken to this... LoL you want to pay your expenditures. regrettably a financial disaster can is fairly take belongings you at present own alongside with a television, spa, mattress, or something they offer concept to luxury products and promote them off to pay off your loans. financial disaster isn't meant for persons to run up a bill and then say "Oopps... can't pay sorry. thanks although." discover the position you could decrease prices on your own. And do each and every thing you could to stay remote from financial disaster. that would want to easily be a very last motel as you'll carry that for 7-10 years.

2016-11-25 01:40:25 · answer #2 · answered by Anonymous · 0 0

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2015-02-10 15:54:56 · answer #3 · answered by Colleen 1 · 0 0

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