Reinforcements? Self punishments for swaying from the budget? What are your thoughts?
2007-05-02 20:43:56 · 4 answers · asked by Wisdom Guru 3 in Society & Culture ➔ Other - Society & Culture
separate your needs from your wants...
2007-05-02 21:02:57 · answer #1 · answered by conciousk 3 · 0⤊ 0⤋
Get Quicken for your computer. Costs about 40 bucks. Follow the tutorial. set up a line items budget but be realistic in costs of items.
This is where most people fail. They are not realistic in the budget. Your income and outgo have to be as close to real as possible when making the budget.. Most people are pretty surprised by the amount of income they can put aside by following a budget.
Most people have this very big bucket they put their money into. But the bucket has holes all over it and money just runs out. The budget should be a realistic guideline. My guess is the average person can set aside 5 thousand a year unless they have seriously gotten away from living within their means.
Also dump the credit cards unless you can pay them off completely every month. Credit kills alot of budgets because people have a tendency to think of credit as magic money and not real.
2007-05-03 04:02:16 · answer #2 · answered by Ret. Sgt. 7 · 0⤊ 0⤋
Get a free consultation with a lawyer
2007-05-03 04:09:51 · answer #3 · answered by JOHN 7 · 0⤊ 1⤋
well if each week you get 7 little boxes for each day and put how much you want to stick to for each day in each box, tape up the rest and leave the one for that day open and just keep doing thaat each week thats how i did it. it is hard but it works.
2007-05-03 04:20:02 · answer #4 · answered by lucreciacresent 2 · 0⤊ 1⤋