What bank do you think has the best savings plan?

Answer 1

as Far as i know it would be the royal bank for me i just got a savings account called esavings its with interest too 4% on any money you put into it i only got it a month and half and i got $2.74 in interest and i only have $450 in it as of now hare's the link
http://www.rbcroyalbank.com/RBC:Rjmyeo71A8cAAbbKMqw/products/deposits/e-savings.html

Answer 2

Here are the list of top performing banks in America

1. Bank of America
2. Citibank
3. The Chase Manhattan Bank
4. First Union National Bank Carolina
5. Wells Fargo Bank
6. HSBC Bank
7. Bank Boston
8. The Bank of New York
9. Bank One
10. U.S. Bank

Answer 3

In all honesty, bank plans really aren't that great for saving. If you really want to save, you have to make yourself set aside money for two things, a safe, highly liquid savings and a more risky investment. For instance, you could 3/4 of your money into practically any banks Certificate of Deposit plan and earn about 3.5-4.5% APR. With the other quarter you should consider a mutual fund investment or careful stock investments. Diversify. Always diversify. Heck, even precious metals can be a good investment. My main point is that you need to look to more than just a bank for a savings plan. Read the book "Rich Dad Poor Dad" and you'll see exactly what I'm saying.

Answer 4

Piggie seems to do well.

Banks are not good places for the average person to save money. If you have a lot of money then banks can be of real value to you.

Credit unions are generaly much better for us with small savings like only a cuple of hundred thousand dollars or so.

There are many financial institutions that return savings to you and many different levels of risk. Generaly the mire interest they say you will receive the higher the chance you will loose your money.

Answer 5

Look into Bank of America's "Keep the change" program. They also have a nice risk free CD plan

Answer 6

Look for small banks with one or two branches, they usually offer the best CD rates.

I'm currently getting 5.25% at a small town bank.

Answer 7

I like www.GMACBank.com.

5.30% APY (regular savings account, not a CD)
Fee rebates on ATM card
Free checks
EFT transfers.
FDIC Insured
Pretty good customer service.
Good CD rates also.

I also like for savings;
HSBC
ING

For checking: www.EverBank.com

Answer 8

Credit unions are usually pretty good. Stay away from ones with fees and penalties.

Answer 9

AMEX, or that one with the lion.. CIG or w/e

Answer 10

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