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Usually 3 years full accountant certified accounts but this is not mandatory. Look for what is known as a 'self certified' or 'self certification' mortgage. These are mortgages where you basically tell them what you earn and they require little or no proof. I've just got one a few months ago (been self employed for 18 months) and all they wanted was a few bank account statements.

Go see a goon independant financial adviser to find out what is available. The rates may be slightly higer than standard mortgages but not by much (mine was at 5.8% fixed for 2 years) You can even get these if you have a less than perfect credit record.

Good luck.

2007-04-28 08:48:18 · answer #1 · answered by The Wandering Blade 4 · 0 0

Have the 20% down so it won't be so much of an issue ,
And Avoid those ARMs like the plague they are .
Shop only for 15 + years fixed and up ( 20 yr , 30 etc)

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2007-04-28 09:26:12 · answer #2 · answered by kate 7 · 0 0

lauraforce4eva is SPAM.....destroy all spammers
please!!!

don't let the spammers destroy "Yahoo! Answers"

2007-04-28 08:42:30 · answer #3 · answered by art 3 · 1 0

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