How do I get rid of bill collectors?

Question

My adult daughter hasn't lived with us for more than 10 years, and whatever bill they are calling about has to be at LEAST that old. I tell them she hasn't lived here in 10 years and because I won't tell them where she is NOW they call and harrass me constantly. They are nasty and rude and insulting. How do these bill collectors try to collect on a debt that is more than 10 years old anyway? Is there something you can do to make them stop calling you if someone TRULY doesnt live at your address any more? By the way I live in Massachusetts if that is relevant.

Answer 1

The debt collection industry has been a steady source of complaints to Clark’s show. That’s due, in part, to the fact that the debt collection industry is in a major growth phase right now. They have new tactics in buying up obsolete and uncollectible debt from banks. They offer those banks money to have the right to collect on debt that’s been around for years. Clark refers to these outfits as scavenger collectors because they end up making 12 or 13 cents on every penny they pay to the banks. The problem is that employees break the law to collect the debt. The law is called the “Fair Debt Collection Practices Act” and it prevents collectors from mistreating you in any way, including calling you if you don’t want them to. Even worse, these scavenger collectors go after people who don’t owe a debt. They simply pick on people who have similar names to those who owe money. So, you definitely should not be harassed by these people in that case. To ensure you are not, record the calls and let the collectors know they are being recorded. Tell them they are in violation of the law by calling you and you will sue them under that law if they contact you again.

Answer 2

The next time one of them calls, be polite and get their name, as well as the name of the company they represent. Then let them know that it is your daughter's bill and not yours and you are not responsible for her debt. Let them also know that you are keeping track of the time and dates of their phone calls and that they are to never call you again. Let them know that if they do call you again, you will be contacting the Attorney General in your state and you will file a harassment complaint.

Answer 3

If you tell them to stop calling and take your number off their list they have to by federal law

Answer 4

,tell your daughter to pay her bills and tell her not to use your phone no, and address, and get call display

Answer 5

I'd get their name, number and address. Then I'd send them a registered letter stating my case and cc it to my attorney. State that if they continue to harass you, you will sue. Meanwhile, change your number.

Answer 6

tell them not to call you since your not the debtor and if they do you will sue them.