Hospital bill: $53k on uninsured senior. what are the best options?

Question

My father (a low income/self employed) had an emergency surgery at a non-profit Hospital in S. Florida (not a Hill-Burton). Although he is over 65 and has Medicare part B, but not part A (did not worked enough quarters) nor any other insurance. Recently the outrageous bill arrived: almost $53K (I suspect is about 400% overcharged). After an initial contact with the hospital's counselor, we are awaiting for a response to whether he is accepted by the Medicaid program (I don't think he is eligible, since his assets is over $6,000) or apply him to the hospital's program, which leaves us still afraid of the bill, as the hospital may discount only portion of it and leaving an evident overcharged balance to be paid. What are the options if he still end up with a huge bill other than payment plan? challenge the charges? consider bankruptcy? or joining a class action law suit? (yes, there is one). He owns a modest home and is living off his small savings. Sleepless in FL, thank you

Answer 1

Contact an attorney. $53K is extraordinarily high. You are very likely to be over charged (85% of ALL PEOPLE are). Ask the hospital for a line-itemized bill. The over charges WILL be there. You'll have to fight them on it, and will probably have to get a letter from someone in the medical billing field, but you can get that greatly reduced if they overcharged you - and I'm almost certain they did.

Answer 2

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