Was it worth it? Did you learn anything that you put to use? Is it all just common sense that you pay $200 to re-hash? Would you recommend it to a friend? Do you agree with his principles?
Please...only answer if you're familiar with his program or have gone through it.
2007-04-25 03:14:53 · 4 answers · asked by Scotty Doesnt Know 7 in Business & Finance ➔ Personal Finance
We loved it! It helped eliminate our money arguments. It was completely worth it. We did baby step one, working on baby step 2 and still using his budget forms (I have transfered them to Excel but same concept, I just don't do the math, Excel does :-). We also use the other information for baby steps 3 + to make decisions on what we do today.
It is common sense but he puts it in a format that makes you say "OH! that is why and this is how to implement the process!" A lot of the common sense goes against society norms and makes you think. For example, society says car loans are normal but we didn't realize how much we could use towards ourselves or retirement or giving if we just paid cash.
His information on insurance and investing is easy to follow unlike other financial gurus that leave me confused and bewildered. And I don't think this information is common sense, insurance and investments are confusing and there are a lot of different products. He takes the time to explain why or why not to use a certain product.
We recommend FPU to everyone we know. We do agree with his principles - get out of debt so you can use your income for your own wealth building and giving!
2007-04-25 04:39:13 · answer #1 · answered by mldjay 5 · 2⤊ 1⤋
I LOVED it!!! He keeps a normally boring subject VERY basic and do-able! He challenges you to step up an take care of business. The only thing I would caution you to do is not get overwhelmed. Our whole church did it and one thing I noticed is when you are still working on step 1 or 2 people got frustrated because they were learning about 5-6 and felt they should be at that point. It is kinda hard to totally re-vamp your way of life but what a pay off!!!
2007-04-25 03:26:55 · answer #2 · answered by Lori Ann D 1 · 3⤊ 0⤋
I've never used the program, but I did ask others who have. The most common response I've heard is that it's a waste of money, all very common sense stuff, that you've probably heard over & over again.
If it's your first attempt to get your finances under control, it would probably be more worthwhile to you than if you've done any research on personal finance on your own.
2007-04-25 06:45:18 · answer #3 · answered by fartmongers 5 · 1⤊ 4⤋
I just read the total money makerover and I found that it was helpful. I also found that most of it was just stuff that you should already know.
2007-04-25 03:24:28 · answer #4 · answered by Anonymous · 2⤊ 2⤋