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2007-04-24 11:26:05 · 9 answers · asked by jkr0928az 1 in Business & Finance Personal Finance

9 answers

You can file for financial assistance on medical bills, and if you don't make enough to pay them back you may be able to get them waived. I would call the company and try to get those forms as soon as possible, because you won't know until you try. Also, you can set up some sort of payment plan with the company if they decide you can't get financial help and they can't really come after you if you are paying some each month. (Even if it's $5 a month.)

2007-04-24 11:32:36 · answer #1 · answered by becky m 4 · 0 0

Before filing bankruptcy ask the hospital or clinic for any special programs they have for low-income patients. Try to get a copy of an application to fill out for charity care or another type of program. Contact the billing department at the hospital in which you were seen to inquire about INDIGENT FUNDS or FEE WAIVERS. Try to negotiate a payment plan. Your hospital or provider may be willing to accept smaller monthly payments. Keep in mind that your payments generally need to be reasonable and you must keep up with your payments If you are eligible for Medicaid (aged, blind, or disabled) then you can apply and Medicaid will cover all bills that were accrued three months prior to eligibility. If you have a divorce decree that orders your former spouse to pay medical bills for your children, you should try to have the hospital or doctor send the bill to your former spouse.

Yes, you can file bankruptcy on high medical debt. The decision to file for bankruptcy should be your last resort. In order to file bankruptcy first contact a reputable bankruptcy attorney. Suggestions for finding an experienced bankruptcy lawyer include contacting your local or state bar associations for referrals or asking friends or co-workers if they know a trustworthy attorney with bankruptcy experience.

2007-04-24 11:50:18 · answer #2 · answered by Amorous 2 · 0 0

When you file bankruptcy it's not just on certain debts. It's all debts.

The laws have changed and you can no longer get out of paying something

2007-04-24 11:29:52 · answer #3 · answered by ♥♥The Queen Has Spoken♥♥ 7 · 0 0

Yes, but I would work it out with them instead of just declaring bankruptcy. Bankruptcy isn't a good thing to have on your credit report. If you ever want to apply for loan or job, you'll need to declare that you HAVE declared bankruptcy and you'll then be assessed for being a liability.

2007-04-24 11:29:05 · answer #4 · answered by FaZizzle 7 · 0 0

Yes. I did. The only thing that you cannot file under bankruptcy is students loans.

2007-04-24 11:29:42 · answer #5 · answered by DOrtiz 2 · 0 0

depends on what state you live in and what there bankruptcy laws are. In New York I know you can.

2007-04-24 11:33:48 · answer #6 · answered by lynda 5 · 0 0

yes it is the only thing you can't file is irs fees and back child support

2007-04-24 11:29:30 · answer #7 · answered by lynnepeterpan 4 · 0 0

indeed it is...this is the rot cause of most bankruptsys

2007-04-24 11:29:08 · answer #8 · answered by alanc_59 5 · 0 0

yeah...I've heard of people doing it because they just cant pay them

2007-04-24 11:31:05 · answer #9 · answered by .::in [love]::. 1 · 0 0

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