If your husband/wife dies and leaves credit card debit, is the surviving spouse liable for it?

Answer 1

I worked for Citi Cards.And the good news is that you are not responsible.All you have to do is call all the credit card companies and tell them he/she is deceased with no estates to pay.They will give you an address to mail in a copy of the death certificate.And once they receive it they will close out the account and send a letter saying its at a zero balance.This happened to my grandmother with a different credit card that my grandfather had and they just closed it out.Good Luck and sorry for your loss.

Answer 2

Unless you are a Joint account holder-you are not responsible for his debit. The credit company needs to make a claim against his estate if they want money. Send the credit card company a copy of the deaf certificate. Also, if he had one those credit card insurance plans from the card company then you are not responsible at all.

Answer 3

Yes the surviving spouse is liable for any debt incurred during the term of the parties marriage.

Answer 4

That depends. Some credit cards offer a plan that if the cardholder dies, the spouse is not responsible for the payments. Not sure what it is called exactly.

Answer 5

Most credit cards are covered by life insurance.

Answer 6

My dad died when I was young and unfortunatly my mom was held responsible. You may want to check with an attorney to see just what kind of situation your in. Sorry for your loss.

Answer 7

If the spouses name is on the account then probably so.

Answer 8

Yes, you are liable for any and all debts your spouse incurrs dead or alive.

Answer 9

You need to call and tell the card companies about the death, then you will need to send a death certificate to them along with the statement and they usually wipe it out.

Answer 10

Yes, of course.