If you had $100,000 to invest and were willing to take some risk for good returns, where would you put it?

Answer 1

Cisco Man,

Let me start off by saying, be careful with the advise you listen to. By the tone of your question, I am going to assume that you have worked hard to amass that $100,000 (if that is your amount you are starting with).

There is a huge difference between a taking a risk on an investment, and making a risky investment. You need to first enhance your financial IQ. Without investing any money you can join financial groups, real estate clubs, stock trading groups, and even a book club (with the purchase of only the book). My point being, if your brain is not ready to make the financial sacrifice and commitment necessary, you might do more damage than good.

I started with much, much less than $100k, and have turned it into a successful empire. It isn't how much you have, it's what your knowledge and experience tells you is the right direction. You could start with a million dollars, and just as easily loose it if you don’t know what you are doing.

For example, a previous writer wrote to invest in Google because it was going to go to $600. Well, if it is at $477 today that is only about a 25% return. Does that sound good to you? If so; then great. But what if you enhanced your IQ and studied the market and looked into strong sectors with just as much growth potential. For example, AVNR (a Pharmaceutical company) was trading at 13$ last year and had a huge drop, down to around $1. A good company within the sector, and good financials and lots of potential. Last week it saw positive results from a late-stage clinical trial for diabetic neuropathic pain drug and rose to $5. That was a 500% return. If you bought 100 shares of Google ($47,700 of your hard earned money) and sold it at $600 per share, your profit would be $12,300 (not bad). However if you bought 10,000 shares (like I did in March) of AVNR at $1 (only $10,000 of your hard earned money) and sold it at $5 per share, your profit would be $40,000 (yummy). Stocks like this exist everywhere, raise your financial IQ and you will learn where to find them.

Next....real estate. I love real estate. I don't know where you live, but I have a feeling you are in the west (perhaps bay area). If that is the case, I know how expensive it can be to live there and how expensive real estate is. I lived in San Mateo. The thing that many investors, especially in real estate, forget is that there is an entire nation filled with great real estate deals. Why people would invest thousands of dollars in stock of a company they have no control in, nor is in there back yard, but won’t invest in house farther than 100 miles, I will never know. Well, I've invested in real estate 50 miles to 3000 miles away, and the only thing that separated me from those properties was.......a telephone and a computer. Let me break it down for you. People will buy a $500,000 house (mortgaged to the eyeballs) on speculation that it will go to $600,000. In the mean time the most they can rent it out for is $2,000-$2,500 per month, and still making a negative cash flow. I buy 5 (or more in some areas) real investment properties with that same $500,000 mortgage (using none of my own money in some cases), and will rent them out for $895 - $1250 per month, making a positive cash flow of $100 - $400 per month on each property. Now, I know $100 doesn’t sound glamorous, but if you had 20 properties, that’s a minimum of $2000, and that, is for as long as you own the property. But what if, that house in California goes up to $600, which is a $100k profit (for example purposes I am excluding commissions, taxes, and other misc. selling fees). But, if those 5 investments went up $25k each, that would be $125k profit + the positive cash flow you had been making. Also the beauty of real estate, and I just love this, is that you don't need to sell in order to get your money out. (For me personally, when my stock hits its projected target, I sell it without even thinking twice. DON'T BE GREEDY. Even if the stock keeps going up, it has done its job, and you have made your money. You never know when it can go back to $0. With real estate, when it rises in appreciation, I just refinance, pull the money out and re-invest it. Like a well oiled machine, it will keep making you money.)

To sum up I've made a great living with both financial (stock and real estate) avenues. I'm only 29 and happily married and retired. That only means that I don't have to worry about a 9 to 5. I still do these investments, but now it’s for fun. Be smart with your money, be smart with your time, be smart with your investments, but most importantly, JUST BE SMART. Learn, ask questions, listen to those that have done it, find mentors, join groups to associate yourself with like-minded people, read books, find motivational materials to listen to, and most importantly, train you brain.

I wish you much success.

Happy Hunting

Answer 2

i do this quite a bit, and i would point you in the direction of water holding companies. H20 is a growing market. surprisingly, many water company stocks are growing, without much media attention. Also, if you want to put about 25k into a fund, there are some double weighted nasdaq funds called rydex-titan 500, and you can bet the market. i have done well with these. not bad at all. good luck

Answer 3

there are NOT more refineries going up (wish that was true) as for what to do with 100k well online savings pay 4.5% minimum and guaranteed and INSURED! as for stock trading emerging markets (though I love the all world minus US etf from Vanguard) can make you the money. Even more risks is Forex but just be smart with your money that is your best investment.

Um Gregory why do you have three international ETF's at various expenses when ONE global ETF (CWI or VEU) will cover it all (at .35 and .25 respectively) also You have the energy AND Utility play. (I perfer utility over energy right now)

and 20k in each is wayyyyyy too much on these sectors plays.

above advice stands be smart with your money.

Answer 4

I live hear in Cincinnati and heard on a radio station that Minnesota has lots of land for sale very cheap and there are more and more oil refineries going up. They say there is more oil there than Saudi Arabia This state is going to grow by leaps and bounds. You can purchase land sell in 5 years and have a huge turn around. If i had the money I would do that

Answer 5

Mutual funds investing in the Latin American stock market have gotten me a pretty good yield in the past year and a half. If I had more money, I might put some more there. The risk is: if we have a sustained drop in our stock market, the Latin American market will do the same, only moreso. Bull market is good for everyone.

Answer 6

If you are young, put it into agressive stocks and mutual funds. Load up on your 401K and max out your Roth IRAs. With the rest I would dabble in tech stocks starting with Quantas Services PWR. This firm helps companies build and rebuild computer infrastructures. Their growth and sales numbers keep rising each month as the company acheives record profits. I would take $50K and watch it turn into $100K by itself over the next year! Good luck!

Answer 7

LMC - Its somewhat risky but I'm looking for a 50% return in the next 12 months. We'll see...Metals and mineral prices must keep going up though for that to happen.

Answer 8

Put the entire amount in Gold

Answer 9

Google, expect to go to 600 by end of year

Answer 10

wow,well in the stock market is a good place and a penny stock like vgwa is worth a look tomorow,just watch it.
or my major stock pick ba will be good tomorow just watch that one to.