I did and now I can sleep at night. Ahhhh
2007-04-23 13:07:17 · 23 answers · asked by Anonymous in Entertainment & Music ➔ Polls & Surveys
yes 15 years ago, billy believes in the old saying "cash is king"
2007-04-23 13:10:40 · answer #1 · answered by Uncle B2 7 · 1⤊ 0⤋
Credit card debt is inevitable when we cross our financial limits. Spending more than what you can earn is sure-shot way to get into debt. Credit card helps us in increasing our purchasing power beyond our income levels and soon becomes a good reason for credit card debt. This credit card debt has high interest rates, strict repayment rules and harsh penalties on default. And if things really go wrong on credit card front, there are blemishes on credit history.
An average person in United States carries around 4 cards. The problem of managing debts from a number of cards can be overwhelming. It is difficult to separately keep track of repayment dates, interest rates, and monthly installments for all the cards. This often leads to missing payments for some credit card and being slapped with late payment fees. Credit card debt consolidation brings welcome relief to people suffering from this particular problem. Majority of the banks, financial institutions and building societies provide credit card debt consolidation loan. A person can consolidate his credit card debts online also. Read more about it at: http://www.credit-card-gallery.com/article/218,Credit_Card_Debt_Consolidation_Must_Know_Facts
2007-04-24 08:35:01 · answer #2 · answered by farran abat 3 · 0⤊ 0⤋
I got out of dept back in 97 and cut my credit cards up. and I am back in debt because of my moms hospital bills again. never ending. but I don't lose sleep over it. life goes on.
2007-04-23 20:12:02 · answer #3 · answered by misty blue 6 · 0⤊ 0⤋
Yes! But I didn't cut up the credit card.
2007-04-23 20:10:11 · answer #4 · answered by ? 6 · 0⤊ 0⤋
Yes....only have one left for emergencies. But I replaced credit card debt with a mortgage....
2007-04-23 20:11:10 · answer #5 · answered by Smooch The Pooch 7 · 0⤊ 0⤋
Yeeeehhhhaaaawwww. No I have no credit card debt. I pay it off every month. But I do have $35,000 in student loans
2007-04-23 20:10:50 · answer #6 · answered by Nagitar™ 7 · 1⤊ 0⤋
I never had a problem with my credit cards to begin with. Why would I cut them. I never spend money I don't have or can't manage to pay off.
2007-04-23 20:12:08 · answer #7 · answered by Miss T 7 · 0⤊ 0⤋
I finally did, and now I don't get heart palpitations every time a debt consolidation commercial comes on the t.v.
I'm trying my best to stay away from them, now.
2007-04-23 20:12:49 · answer #8 · answered by 17_peppers 3 · 0⤊ 0⤋
i cut up my credit cards but still in debt!
2007-04-23 20:11:14 · answer #9 · answered by JAD 4 · 0⤊ 0⤋
never had any credit card debt in the first place.
2007-04-23 20:12:10 · answer #10 · answered by RamontheGreat 4 · 1⤊ 0⤋
I hope you didn't memorize any of those account numbers. But even if you didn't, the clerk will call the office for you. Watch out for that. They don't care if you sleep or not. I would not lie to you. You are the bud. Nip yourself. Good luck.
2007-04-23 20:12:54 · answer #11 · answered by Dovey 7 · 1⤊ 0⤋