2007-04-23 13:02:51 · 11 answers · asked by Anonymous in Entertainment & Music ➔ Polls & Surveys
Those are two separate issues. One is health insurance, the other has to do with work-related injuries
2007-04-23 13:05:19 · answer #1 · answered by from HJ 7 · 1⤊ 0⤋
Worker's Compensation is governed by the State (or sometimes Federal) government. The employer pays into Worker's Comp in order to ensure that if an employee is injured on the job, the employee will be taken care of financially (if they have to miss work) and medically.
An HMO is something that an employee usually has an option to belong to or not. It is PERSONAL medical insurance and would not cover a work-related injury. The HMO would only cover illness or injury that occured away from the job place.
So, yes, if the person is NOT insured by the HMO, they still are eligible and SHOULD BE eligible for Worker's Compensation.
2007-04-23 13:09:53 · answer #2 · answered by Jenijeni 3 · 0⤊ 1⤋
Yes they do.
The company pays the total premium for worker's comp - it's to protect both the employer and the employee in case there is an accident at work. The company's HMO is health insurance that not all employees can even afford.
2007-04-23 13:09:56 · answer #3 · answered by happy_southernlady 6 · 0⤊ 0⤋
Absolutely.... workman's comp is a matter of liability... the company's responsibility to provide a safe work environment. Therefore if someone is hurt in their facilities, the company is liable for the damages (considering there was no total negligence on part of the employee or knowledge and/or intent of one hurting his or herself AND that the company's WC policy is in effect and the injury or loss took place during that time period or within a certain alotted time period after the policy's expiration in which one is allowed to file a claim). This has nothing to do with whether or not the individual is insured under the company's HMO (or health insurance).
2007-04-23 13:06:37 · answer #4 · answered by chanteuse87 5 · 0⤊ 1⤋
Yes the employee pays for his HMO. The employer pays for Workman's compensation insurance.
2007-04-23 13:07:14 · answer #5 · answered by MetalMonkey 3 · 0⤊ 1⤋
If you were hurt on the job you are entitled to workmans comp. It's not the same as health insurance
2007-04-23 13:06:41 · answer #6 · answered by Nagitar™ 7 · 1⤊ 0⤋
Yes - Workers Comp. is for job related injuries, the company is responsible for the injuries - so health insurance would not be an issue.
2007-04-23 13:08:08 · answer #7 · answered by Lolitta 7 · 0⤊ 1⤋
to put my story short, I was ran over by a car, I was not on the companies HMO and I was on Workmans Comp for 4 months. as long as it happen on the property where you work you can get it. if it happen off work grounds you can't.
2007-04-23 13:07:08 · answer #8 · answered by misty blue 6 · 0⤊ 2⤋
They are completely unrelated. Any work related injury or illness is covered under Workmen's Compensation.
There is a time limit as to when you can file. There should be information posted at your place of employment regarding workmen's compensation.
There are also forms that must be filled out and submitted to your employer.
Ask your human resources department for more information. It has to be provided to you by law.
Good luck.
2007-04-23 13:16:20 · answer #9 · answered by Firespider 7 · 0⤊ 0⤋
yes
2007-04-23 13:05:43 · answer #10 · answered by kat_luvr2003 6 · 0⤊ 1⤋