Advice, wanting to go to college in iowa with children, husband losing his dead end job needs to go too.?

Question

Hi, I am the proud mother of a 21 month old girl, a 4 month old boy, 1 one year old aussie mix and a 4 month old pure aussie. I am a stay at home mom and am 20 years old. My husband has a job with bring home pay of 28,000 a year. We have a car payment(130) insurance comes to 1300 a year for house and car, we just bought a house which we put all our savings into. We owe 60,000 on the house(it is worth about 92,000 on the assesors page) we owe 2,500 on the car and it is dying. My husband is losing his job august 1st is his last day. I start college in may, I have about 2 years of prerequisites and then 3 years of nursing school. My husband needs to go back to work to get some kind of degree where he will be able to continue to get raises and such and make more than he does currently. He is in the electronics field with a civilian military job which requires him to be a part of the army guard which he isnt going to be doing anymore and it doesnt really cross over into a civilian field.

I need advice on financial aid options, state aid options, really any ideas any one has for us on how to succeed I don't want to struggle all my life like my parents and friends did. we live in a des moines suburb called newton iowa. all together our costs per month are 1,400 not including childcare food and insurance(health) thanks everyone

Answer 1

Good luck. It sounds like you need to prioritize which one of you needs to go to school now, and the other one should probably be working in the meantime. If your husband is around the same age as you are, then you've got time, to both get an education and then get decent, stable jobs and not have to struggle all your lives. But pretty much no matter what you do, the next several years will be a struggle.

Nursing is a field with lots of job opportunities, decent pay, and flexibility, so if that's what you want to do, I hope it works out for you.

Answer 2

Yep, like has been reported, it extremely is this kind of subject the place medicade is obtainable in accessible. you will possibly be able to desire to might desire to call a close-by deliberate Parenthood or Social centers place of work to verify the place you will get help and care from. there's a software called PCAP (Prenatal Care advice Plan, or something like that). which could conceal prenatal and maternity care in case you slot into the earnings bracket. different than that, cut back out something you likely can. in case you have 2 vehicles and could make it artwork someway with one, take one off the line, for slightly besides, even with the undeniable fact that it incredibly is advisable to maintain it so while your hubby gets a job back he could have some transportation on a whim. If the youngsters ask, merely say you do no longer want it astonishing now, so which you took it off the line to shop slightly money. it extremely is okay to be trouble-free with them, merely no longer so trouble-free as to scare them. Plan your nutrients, do no longer consume out, do away with cable or satellite tv for pc television, regardless of you do no longer extremely want, merely verify you have some movies or DVD’s of your toddlers favorites, they're going to alter and not in any respect omit the television (we nonetheless have not got television, and that i like it, not extra zombies!). remember your husband could be feeling badly too, so once you confer with him, attempt oh so perplexing to stay calm (i know how those being pregnant hormones could be). If he can get unemployment, which will help lots. No it would desire to no longer conceal each and everything, even with the undeniable fact that it incredibly is a robust start up. Then artwork from there, one step at a time. Make your cuts the place you may, use coupons, and if it extremely is nonetheless no longer including up, decide for the WIC and Medicade (you have been the two working so which you have the two paid into it besides). it extremely is temporary, it extremely is all. you will get by. reliable good fortune. i desire he gets his unemployment to pass by quickly, and then nicely-knownshows a extra useful activity he loves and that enables him to get residing house at an honest hour to make it easier to mutually as he nonetheless gets paid nicely. (possibly self-employment is an option to contemplate too, it extremely is perplexing getting began, yet then you definately are your individual boss).