WHICH SHOULD i DO ?????????

Question

go to a state school for $70000, & have no debt out of college, or go to BU for $185000 and have $125000 of debt. id rather be in Boston than the state school, but will i be able to pay off the debt? how long will it take?? is it worth it??? i feel like if i go to the state school i dont like as much, wont be as driven, & feel like im just following the masses, its just nothing to look forward to, even if i have no debt, but $125000 is a ton. what to do??

Answer 1

This depends on what your approach to college is going to be and what you plan to do with your education. If you really want to learn something and transform your life, go to the best school you possibly can. If you are heading toward the professions, you will be able to pay off the student loans over time and they will be worth it. If you are looking at college as a lifestyle place in which your main concern is the partying, and if your study plans don't particularly lead you to a job which would be better than that which you could have gotten out of high school, then the state school should be your choice to avoid crippling debt (I do have to say, though, that there is a major range of state schools, from the outstanding (think UC Berkeley, for example) to the barely breathing). I took advice from my elders to go to the best school possible and I've never looked back. I may have gotten a rocky financial start, but my life, which I couldn't have had if I had gone to lesser schools, has been so wonderful despite that that I have never regretted it.

Answer 2

I would go to the state school if you can. You might not enjoy following all of your high school friends there but there are SO many people there you wont notice those few people. Even and a private school there are idiots. You will be happier not paying back years and years of debt and be much happier buying a home or a car instead right out of college. Try and get excited about your degree and not so much where that degree is coming from, college is only for 4 years, the degree is what you take with you for the rest of your life

Answer 3

You didn't mention what the state school was, but, assuming you got into a decent school like BU, it's probably a pretty decent school.

The amount of your debt would be staggering if you get your education at BU. And for a private school, BU is quite large, so it's not like you're trading that big college experience for an intimate setting. Yes, Boston is awesome, but it's not so awesome that you can't give it up.

Don't look at attending your state school as "following the masses." Look at it as a good school for you individually. And you are responsible for driving yourself, no matter which school you go to.

Presumably, you only applied to schools you'd be at least satisfied, if not thrilled, to attend. My advice to you: find a way to get excited about the state school. The good thing about a large school is that there's usually something for everyone. You DO have stuff to look forward to: You are going to college, you are going to have wonderful opportunities (if you seek them out), and you are going to be debt-free when you graduate, which will allow you more options in job selection (many people with debt go into high-paying corporate jobs they don't necessarily want, just to get rid of the debt) and life in general. And if you want that big name school, there's always grad school.

Answer 4

>having $125,000 of debt is not a good thing, in fact its a bad thing. Your going to hate paying it back. You don't have to pay it all at once, but more like in monthly payments of $200, maybe even more.....and that sucks unless you have a high paying job.

Answer 5

go to the state school, after that use that knowledge for employment. then go to the school of choice to better your education.