I'm doing my best to pay, but what I need to know is if this is harrassment? I am embarrassed that my neighbors are being called with my business. If it is harrassment (legally) what can I do about it?
2007-04-16 10:02:22 · 7 answers · asked by Mandy 2 in Politics & Government ➔ Law & Ethics
that's illegal...go speak to an attorney..and second of all you need to tell them to not contact you anymore and legally they have to but that doesnt stop them pursuing the debt and really if youre still paying they cant do anything...i had the same issue and i did what im telling you to do and it stopped...if youre able to try and call them to make a settlement offer which can be 50 to 60% less of what you owe but it requires you to have the amount agreed on immediately to pay off..hope this helps and dont stress too much..
2007-04-16 10:10:11 · answer #1 · answered by lucy l 2 · 1⤊ 1⤋
I have quit paying on 5 credit cards totaling $5,000.00. They call and call but I leave my answering machine on 24/7. I had to do this 10 years ago and they give up after awhile until the company gives your account to another bill collector. Finally, it all just disappeared and I didn't have to pay a cent. Yes, my credit rating sucked for awhile but who cares. I own my home and car and don't need or want any more credit, especially credit cards. I have never heard of a bill collector calling neighbors but it sure doesn't sound right. Call Better Business Bureau if you can't get ahold of a bankruptcy lawyer.
2007-04-16 10:13:19 · answer #2 · answered by Gene 4 · 0⤊ 1⤋
Yes, it certainly is harrassment, not to mention a violation of confidentiality. Find out which company is calling and report them. There are laws to protect debtors for over-eager collectors.
2007-04-16 10:05:51 · answer #3 · answered by beez 7 · 1⤊ 1⤋
Call them and raise hell. They can only use this technique to track someone down. If you've made arrangements and are paying them what you can, just call them and tell them if it continues they will not get one more penny.
2007-04-16 10:06:53 · answer #4 · answered by Anonymous · 2⤊ 0⤋
In most states it is explicitly illegal for a debt collector to call your neigbors, family, or employers.
2007-04-16 10:14:06 · answer #5 · answered by Niklaus Pfirsig 6 · 0⤊ 1⤋
That IS harrassment, and illegal.
2007-04-16 10:10:32 · answer #6 · answered by Yo it's Me 7 · 1⤊ 0⤋
get lawyer, sue.
2007-04-16 10:05:08 · answer #7 · answered by odinwarrior 2 · 0⤊ 2⤋