Help!!! In July of 2005, the duplex my boyfriend and I, along with our two small children, were renting caught fire. We were in the dwelling when it caught fire. I was cooking in the kitchen, my b/f in the living room watching T.V. (he was disabled at the time, if that matters), my youngest baby asleep, and my 2 year old son was playing.
I started to smell something burning while I was cooking, and at first, assumed it was the food. Then, my 2 year old son runs into the kitchen, pointing franticaly at my bedroom. I looked in that direction, and the room was lit up. I ran in there and saw my closet going up in 8 ft. flames. There was a hot water heater in this closet, if that matters. I called my b/f, he came in, we tried to beat the flames out with pillows (we were panicked) for maybe a minute. We saw that wasn't working, So, I ran out of the room, grabbed my 2 babies, and ran out of the house and to a neighbor's. Told them to call 911 fast! My b/f ran out less than a minute later,
2007-04-16
10:01:39
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and we stood across the street, waiting for the fire dept. and watching the place go down in flames.
We lost everything. We didn't have renter's insurance. The firefighters took our statements. They asked what might have happened. I said I didn't know. They asked if we had any candles burning, lighters or matches lying around, I said we had matches. They asked if my son ever playes with matches, and if I thought he could've started the fire. I said no, I never saw him play with matches, and that I didn't think he would start a fire.
Now even almost 2 years later, we've gotten maybe 3 letters about this matter. I got one today from a law firm saying we owe almost $78,000 for fire damage caused by MY CHILD'S NEGLIGENCE in a unit leased by me and the other parent. It says if we don't make payment arrangements in the next 5 days, they will take the appropriate legal action against us.
Do they have a case? How can they prove the fire was started by my child and not an electrical
2007-04-16
10:02:37 ·
update #1
malfunction? I'm really worried.
Does my family have any case against the landlord, this insurance company, or this law firm?
Also, I forgot to mention an important detail. The duplex was not equipped with a fire hydrant. Had it been, we might have had a chance of putting out this fire. We live in Florida.
And I'm so thankful my family and I made it out safe and unharmed.
25 minutes ago
Sorry this is so long. The fire did not start in the kitchen, it started in a bedroom closet.
Also, I tried several times to go to the fire department and get an official fire report, but no one would help me. It's a long story, but they always seemed to be unavailable, the fire dept. would be empty, or they would give me some half a s s information about what the fire inspector's findings. No one once said to me that they determined the sure cause of the fire, or what it was.
2007-04-16
10:03:37 ·
update #2