any long term investment ideas?

Question

what do u guys recommend based on personal experience? are their low risk investments that offer 10-15% returns?

Answer 1

The short answer to the second question is no. In almost all cases, low risk investments provide low returns. You have to take on more risk to get higher returns. If someone's trying to sell you something that has high return with low risk, I'd immediately suspect scam - or at least that they're misrepresenting either the returns or the risk.

To answer the first question, I like exchange-traded funds (ETFs) that mirror an index of small or medium sized companies. Over long periods of time, stocks have historically provided the best returns of any asset class and small company stocks have done slightly better than large company stocks. There will be up years and down years, but if you're looking for a long-term investment, I think stocks are the way to go.

Two ETFs you might want to check into are:
Ticker symbol MDY (Mid-cap ETF)
Ticker symbol IWM (Small-cap ETF)

Here are long-term charts of them both. I think you'll see why I like them:

MDY: http://finance.yahoo.com/q/bc?s=MDY&t=my&l=on&z=m&q=l&c=
IWM: http://finance.yahoo.com/q/bc?s=IWM&t=my&l=on&z=m&q=l&c=

Answer 2

Being a real estate investor on the side has far out performed any other investment I have ever put my money into. My investments have a 3 to 5 year turn around and it's usually in the 30%or higher return rate. This year will set a new standard for me. The opportunities are available if you can read between the lines.

Answer 3

i keep saying it and I mean the best way to reduce risk is DIVERSIFY! the etf's above are ok some say real estate I say be wary of both. What you want is to beat the market not mirror it. Also you want foreign exposure (especially if the commiecrats take full control of the asylum) put some in an onlien savings bank put some in a 401k others in a nice mutual fund then work on the etf's. I am taking risks but I can afford it. Invest only what you can afford.

Answer 4

One of the best, if not the best strategies for long-term stock investing are DRIP Plans. They allow you to invest your money in Blue Chip companies, thus making your overall risk much lower. DRIP's are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street. They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down.

Answer 5

well.take ur age, subtract from 100 --> thats ur risk appetite, and wen u want good returns try to invest it as long as u can. any thing from 3 to 5 yrs term can get ya 10-15% return. put 65 % in euity and 35% in debt( t-bills, bonds, g-rated docs).

Answer 6

Yes, call up Vanguard Mutual Funds and tell them you want to start an account called the Total Stock Market Index Fund. It returned 15% last year.

Answer 7

about a yr ago i opened a high yield savings account with aid4families.com I receive my interest through monthly payments which are directly deposited into my bank account each month. There are other program options which allow for compounded interest and such. This programs really pays the highest APY around. You should check it out for yourself www.aid4families.com

Answer 8

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Answer 9

Perhaps you already heard that Real Estate is the best long term: almost guaranteed profit and very low risk.
And when it come to offshore Real Estate, profit comes mush faster :-)
Read more here:
http://boulat.com/hyop/real_estate_offshore.html

Answer 10

I know a company currently offering 25% annually without risk.