My husband's new job is not proving to be very successful. He has barely made 1/3 of what his old job would have provided for us to this point in the year. He gets upset with me when I bring up or ask if he has any appointments set up or any enrollments going through. He tells me he knows he isn't making great money but I don't have to bring it up everyday. Instead of actually discussing it, we just don't really talk. There is a huge elephant in the room. He loves the job because he gets off when he wants and has weekends off. I like it too, but I don't really feel like getting a second job at the moment.
I don't know a way to let him know that it isn't working and we cannot go much longer without slipping into bad debt. I am more concerned with our relationship to be honest.
Job is a individual sales representative for a supplemental insurance company.
2007-04-13 10:34:27 · 11 answers · asked by InsuranceGooRoo 2 in Family & Relationships ➔ Marriage & Divorce
You two need a serious bookkeeping session together. He is as worried and scared as you are, and is concerned that he isn't providing for you well. You just have to get factual, and get the debts and credits down on a chart.
Time to cut out ALL unnecessaries - no cable, satellite or specialty tv; no buying new electronics equipment or stuff for game consoles or the computer; get on light internet (yes it still works), no lunches, suppers and coffees out, all meals are home cooked, no new clothing - both of you have huge sacrifices to make.
Are you working? Do you have kids? All of these points matter, too, but don't let your relationship get damaged because of money problems.
2007-04-13 10:45:50 · answer #1 · answered by Lydia 7 · 1⤊ 0⤋
Sometimes it takes awhile to build up a sales base. Has he been at the job a year yet? If not, keep quiet awhile and cut your spending. If so, then make yourself a spread sheet....lay out all the cash coming in and all the cash going out on a monthly basis. Tell him to sit with you and decide where you can cut back. When he sees the picture, he may be willing to look for another job, OR get a 2nd job on the side until he builds up enough clients to make ends meet.
2007-04-13 10:40:02 · answer #2 · answered by Wiser1 6 · 0⤊ 0⤋
Why would it be you getting the second job? If he has so much free time it should be him. I'm sure he likes what he does with the hours and such. but we also have to pay bills and live. If you even think about yourself getting a second job, honey you have a bigger problem than him. He is the man of the house and he has no health problems stopping him from working more hours. Please, I am not trying to be rude just don't fall into the trap of you and the second job.
2007-04-13 11:13:25 · answer #3 · answered by Krinta 7 · 0⤊ 0⤋
It is one thing to love your job and another to love your job and bring home the bacon. A man has to do what a man has to do. He needs to support the family. Maybe he is afraid of admitting failure. Maybe he doesn't want to work that hard. I don't know. All I know is that I worked 2 and 3 jobs (including off shifts and weekends) to pay the bills.
2007-04-13 10:40:18 · answer #4 · answered by vadtrav 3 · 1⤊ 0⤋
Considering I too work in the insurance field. I know how little money you can make when you first start. Is his salary based on commission? If so it may take some time for him to build up his client base. I would tell him you support him and love him but the bills have to be paid some how and he needs to help you pay them. Its one thing to follow your dream and another going bankrupt doing it.
2007-04-13 10:46:06 · answer #5 · answered by Anonymous · 0⤊ 0⤋
those issues are costing us too lots money. And maximum explanation why jobs are lacking lots in this united states is by technique of the fact this is greater value-effective to head the corporation to a pair third worldwide place and pay the staff a fragment of what US workers make. it incredibly is one reason I refuse to patronize Walmart.
2016-12-26 06:41:44 · answer #6 · answered by ? 3 · 0⤊ 0⤋
Your going to have to set up a tighter budget.
You have to respect that he found a job that he likes more than the other one.
dont push him off the edge about paying bills, its hard to hear that!
2007-04-13 10:40:25 · answer #7 · answered by Anonymous · 0⤊ 0⤋
When the bills come due, tell him his wonderful job can pay for them. If not, then he needs to get a second job.
2007-04-13 10:38:08 · answer #8 · answered by Anonymous · 1⤊ 0⤋
May I, my darling, suggest the destilled water basement lockdown treatment. It involves fasting in a controlled locked environment for 14 days. You can take turns doing it and from personal experience you can save up to 20% of your annual food expenses.\Good luck and God Bless
2007-04-13 10:42:41 · answer #9 · answered by Charles B 1 · 0⤊ 1⤋
Get rid of the elephant hes eating all the food.
2007-04-13 10:39:27 · answer #10 · answered by Anonymous · 2⤊ 0⤋