Reason i ask is i sent out a cheque in december dated end of december 2006 and it has still not been cashed and i cant remember how long it has got is it 3 months or 6 months before it expires?
2007-04-13 00:17:14 · 14 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Think it is 6 months, my sis once wrote someone a cheque and they cashed it 6 months later, by that point she had forgotten about it and got a charge as it made her go overdrawn and the cheque bounced!!
2007-04-13 00:20:19 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Its 6 months from the date before a British cheque expires.
2007-04-13 07:20:33 · answer #2 · answered by drapert2001 2 · 0⤊ 0⤋
Strickly speaking 6 months... but if you for get to tdo this by june there are three ways around this.
1.Ask the bank manager to phone the issuer to confirm that it is ok to cash the cheque if it is a large amount, which both parties should not have a problem.
2.Ask the issuer to initial the cheque and re-date it, which is easily done if you know the authorised signatory. (possibly getting them signing the back also can help)
3.They can reissue it.
PS:
Please note if you hand it into the banking system, you may find somebody doesn’t notice the date AT FIRST, but the cheque goes around the clearing system for up to five days, and eventually it will get noticed,
PLEASE NOTE: at this stage any funds that they had credited to your account will be taken back and they will charge you for the privilege! And also this will make it harder to get it reissued
2007-04-13 14:56:16 · answer #3 · answered by Anonymous · 0⤊ 0⤋
6 months
2007-04-13 07:20:20 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Think its 6 months
2007-04-13 07:39:04 · answer #5 · answered by MyCatty 3 · 0⤊ 0⤋
depends on the party issuing the check. some are 6 months and some are 1 year.
2007-04-13 07:25:03 · answer #6 · answered by cadaholic 7 · 0⤊ 1⤋
In the UK you get 6 months. So you will be fine.
2007-04-13 07:19:56 · answer #7 · answered by Rich T 6 · 1⤊ 0⤋
You'll be glad to know it's 6 months before it's non-usable... it's fine :). Have a nice day!
2007-04-13 07:23:31 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Why does it matter? If you think it's gone astray you can either wait for it to clear or cancel it. You'll still owe the money.
And incidentally, it's six years not six months. See my answer to a previous question.
2007-04-14 17:00:16 · answer #9 · answered by Do not trust low score answerers 7 · 0⤊ 1⤋
It's definitely six months.
2007-04-14 07:29:15 · answer #10 · answered by Anonymous · 0⤊ 0⤋