Last July, I had an accident on the freeway. Freeway traffic stopped, as did I, and I was struck by the driver behind me hard enough to stamp a toyota logo into my bumper, and push me a carlength into the next car in front.. I went to the hospital for back pain, and neck pain, followed by a doctor visit a month later. I have not been able to get back to a doctor since, due to my work schedule, and a job change.
Now, the insurance company of the rear driver wants to settle. They claim they are offering me the $1600 to cover lost work wage, hospital bills and copays, and like only 300 or 400 of it covers pain and suffering.
I personally dont think this is enough. I still have back pain to this day, lingering though it may be. Also, I had the car for only like a month before this happened, and am nowhere near paying it off. They didn't total it, and sent it to a AAA repair facility. I'm sure that if I traded it in, I'd be screwed on the trade-in or even sale of the car...
2007-04-06 07:30:20 · 3 answers · asked by xooxcable 5 in Politics & Government ➔ Law & Ethics
So should the insurance company be compensating me more for my back pain, and should they also be paying me for the loss of value(Diminution) on my vehicle? This was in California near Oakland by the way.
2007-04-06 07:32:03 · update #1
If I asked for $5000 on the settlement, would it be too much?
2007-04-06 07:33:27 · update #2
I don't know your pain but if you think that it is worth more than they want to give you then ask for more. I don't think it would be wrong. They keep their best interest in mind you keep yours.
2007-04-06 07:42:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I'd be looking for WAY more than that. Get a free consultation from one of those lawyers that work on commission. Keep in mind that they'll blow it out of proportation because they want the case, but see what they claim would be the minimum you'd walk away with after they take their cut.
2007-04-06 14:46:43 · answer #2 · answered by J D 5 · 0⤊ 0⤋
If you think it's too low, don't accept it. Only a lawyer familiar with the facts and the laws of your state can advise on the value of your claims. You have already substantially reduced the value of your bodily injury claim by not following up with the doctor. Get a lawyer.
2007-04-06 14:44:42 · answer #3 · answered by Anonymous · 0⤊ 0⤋