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10 answers

I have 2, Discover and a Master card. I rarely use my master card because I don't get any rewards for using it. My discover card gives me 1% or 5% cash back on purchases.

Then I check my credit report and it seem that I have 5 credit cards. I do remember applying for some credit cards when I was in college, but I never used them or activate them. So I decided to close some of the accounts and keep just 2.

I do not plan to apply for anymore credit cards since I can always increase my credit limit with my current ones.

2007-04-09 08:28:25 · answer #1 · answered by Anonymous · 4 0

Two. I keep one on me to use and pay off each month. I keep a second one at home. I uses the 2nd one once a month and pay it off too. I keep 2 because someone told me having a high credit line w/ little usage helps your credit score. For example, having $20K in credit limit on a card but only putting $20 on it means you have a good ratio. If you're maxed out, then you have a bad one. I'm not 100% sure if it really helps your credit score. I never confirmed it. It's nice to have an extra one in case something really bad happens and you need the extra money. Keeping the 2nd one at home is a safety. Just in case I lose my wallet.

2007-04-05 13:48:29 · answer #2 · answered by InvisibleWar 2 · 0 0

Two, and that is too much for me! I have never applied for one, I had the hook up with the banks to get my first credit card!

2007-04-05 12:25:07 · answer #3 · answered by hapigrl85 4 · 0 0

One of each: Visa, Mastercard, Discover, American Express, and Sears (well, this is really a MC now, but I've had it a really long time).

Used to have more - department stores, etc. - but a long time ago I got rid of everything except these five. Could definitely get others, but I don't think I'll ever have the need.

2007-04-05 12:43:53 · answer #4 · answered by Marko 6 · 0 0

I have two, one Visa and one store card (Best Buy to be exact). I will have both of them paid off by the end of this month. I don't plan to apply for any more. (My husband needs to build his credit, however, so we may get one more between us.)

2007-04-05 15:09:45 · answer #5 · answered by calliope320 4 · 0 0

1) 0
2) No.

I am a shareholder in MasterCard, Morgan Stanley and American Express.

This means I make money each time you use a credit card.

If you want to be a shareholder too then drop me a line.

2007-04-05 15:12:51 · answer #6 · answered by Anonymous · 0 0

I have 3, but only use the one with a $1000.00 limit--that way I don't go deep into debt!
The others are for extreme emergencies--like if my well pump died, or the fridge was kaput.

2007-04-05 12:26:02 · answer #7 · answered by Anonymous · 0 0

One for my business (American Express) and two personal ones (one VISA and one American Express). That's all I need. I pay all of them off at the end of each month.

2007-04-08 18:06:20 · answer #8 · answered by jdkilp 7 · 0 0

I don't have any and I never will. I hate them.

2007-04-05 12:25:18 · answer #9 · answered by Praire Crone 7 · 0 0

six and no

2007-04-05 12:25:13 · answer #10 · answered by whiteman 5 · 0 0

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