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I'm not talking putting it away in the bank,

I'm just talking about cutting my expenses.

2007-04-04 16:42:06 · 12 answers · asked by Anonymous in Business & Finance Personal Finance

12 answers

If you are a coffee drinker, buy a reusable coffee cup and make your own coffee. Daily trips to Starbucks add up!

Stop going out to eat....make meals at home. They are healthier and much less expensive.

Join a plan at Blockbusters to have movies mailed to you, it costs much less and you have unlimited movies. Stop spending $10 a ticket to see new movies and wait for them to go on DVD.

Wash laundry in cold water instead of hot.....less electricity...less money and less wear and tear on clothes.

Walk instead of drive.....if it is close to home. No money spent on gas and you get plenty of exercise!

Invite someone to shower with you...saves on the water bill.

Mooch off others....show up at dinner time every night.

Shop at walmart.

Stop giving your money to strippers.

2007-04-05 16:24:33 · answer #1 · answered by Anonymous · 0 0

Buy Less On Credit
Plan purchases
Carry Less Cash
Rent Rather Than Buy
Evaluate Insurance
Use basic Cleaning Supplies like Clorox
Compare Before Buying
Don't buy useless junk
///

2007-04-04 23:47:53 · answer #2 · answered by SWH 6 · 0 0

There was a great book written several years ago about how to live on less while bringing your living expenses in-line with who you are as a person. It's called "Your Money or Your Life". They have a ton of great suggestions to cutting expenses as well as how to start producing investment income so you can be financially independent.

2007-04-05 00:08:19 · answer #3 · answered by A5150Ylee 4 · 0 0

Go through your expenses and see what you can cut down on
- if you always buy a coffee in the morning make one at home
- see what you can buy in bulk (without it spoiling)
- try having one less alcoholic drink when you go out (or only using notes - that way you have all the schrapnel left when you get home)
- don't go shopping when you're hungry (i know i always seem to buy more) and shop with a list of things you need

it really just depends on what your expenses are...

good luck

2007-04-04 23:47:34 · answer #4 · answered by Bexsi 2 · 0 0

-Keep your house colder in the winter, saves a lot LOT on electric ( i cut mine by like 40% last month because i decided to be uncomfortable for the sake of saving money. )
- get rid of your cell phone
- bundle a BASIC phone line ( NO features!!) with your DSL internet ( mines about $59 for both )
- Buy a swamp cooler on wheels for summer, rather than air conditioning ( Uses the same amount of electricity as a light bulb! ) Check home depot! make sure its big enough to cool your house !!
- get rid of the cable tv/ satellite, you dont really need it
-use a LITTLE LESS laundry soap with each load. (Not too much though or ur clothes wont get clean)
-Buy Scott toilet paper the rolls are bigger and last longer.
-dont drive unless you aboslutely have to. i drive to wrok, the grocery store and thats about it. Its very rare that i go do anything fun becuase that burns up too much gas. Also try to do all your errands at once, like if u got to go to the post office, store, etc.. and go in a sequence that saves gas. if there are two stores to choose from chooose the one thats on the way to post office anyways - u get the idea.

2007-04-05 01:21:57 · answer #5 · answered by lady26 5 · 0 1

1.buy generic products
2.Use fans instead of air conditioner
3.shop for often used items and electronics at a discount warehouse like Sams of Costco
4.Buy your gas there too if available.
5.Drop unneeded telephone services (caller ID, call forwarding, long distance)
6.Cut cell phone minutes down to only how many you need and get a nationwide plans so that you don't have to pay for roaming.
7.Use a toaster oven to cook small items so you don't have to heat the larger range oven.
8.Eat in except for special occasions.
9.Drink iced tea, water or cool aid instead of soft drinks.
10.Turn the thermostat down in winter and up in summer and use ceiling fans to circulate the air.
11.Turn your computer off if not need for awhile. They use a lot of electricity.
12. Same as above for TV and lights.
13.Use florescent light bulbs.
14.Buy sirloin instead of t-bone.
15.Join NetFlix
16.Use those grocery coupons.

2007-04-05 00:07:23 · answer #6 · answered by sissyd 4 · 1 0

Make sure you are not going over on your cell minutes and if so then pay $10.00 to upgrade instead of $30.00 for overages.
Lower all your bills to the less amount possible and get rid of any unnecessary bills.

Without details it is hard to tell someone how to save money!

2007-04-04 23:49:55 · answer #7 · answered by Miss Know It All 6 · 0 0

Have an additional amount taken out of your every paycheck to pay extra taxes. This way when you do your taxes at the end of the year you get a nice chunk of money back

Also, write everything down (what you spend and your bills). This way you will better anticipate your monthly bills and see where the most of your money is going to.

2007-04-04 23:47:50 · answer #8 · answered by Natasha 1 · 0 1

Log onto the website of stores you shop in - sometimes if you become a member and subscribe to their free newsletters you get a one off discount - i did it yesterday and am getting $5 off my next shoe purchase at Payless Shoes

Its an Aussie site though if you are American

2007-04-04 23:46:23 · answer #9 · answered by Boo Boo 5 · 0 0

switch to vodka instead of beer
flirt with girls after your concerts and stay there
instead of a hotel,
sponge off of your friends for food...
?? these are all incredibly bad answers, lol
instead of going out to eat, shop at the grocery store, or do the eat and shop trick, but you already do that,, right? yes pigs are more filling, good choice. but you can't do the shop and eat with pigs.

2007-04-05 01:10:54 · answer #10 · answered by . 5 · 0 1

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