I'd like to buy a Harley Davidson, but I don't want to re-finance my house. Any suggestions?

Question

Somebody suggested a Honda VTX1300 because it's a better bike, and I can can get it for half the price of a Harley Softtail.

Answer 1

Yes. Don't do it. If you want to feel important, buy the Harley. If you want to be smart, buy the Honda. Don't get a Harley because of the identity you feel it will afford you, because the folks who ride them don't care, and they make entirely too much damn noise for the miniscule amount of cool they offer these days. If you do get one, get a damn old one and don't be pretentious about it.

Answer 2

Your first statement was "I'd like to buy a Harley Davidson". This goal is obtainable with out refinancing your home. If you can wait, wait until October-December, this is when the new 08 bikes will be in the showroom. As dealers try to make room for the newer models they will discount the previous year models for quick sale. Since this is also the time most people trade in and trade up, dealers don't have the room for all the bikes taken in on trade and often discount the used bikes quite a bit for a quicker sale. You have to be ready to buy since these go fast. I saw a 2003 Electriglide that was traded in and the dealer wanted $10,000. Two days later when I went back to show my wife it was sold. Another place to get a good deal on Harleys is at a car dealership that also sell bikes, they are usually flexible in their pricing and also have more financing options available. You can check out www.HDTrader.com where you can see many bikes some within the price range I believe is affordable. Even dealers use this website so once again you can negociate the price. The nicest thing about this website, you can sign up for email alerts when the bike you are looking for is added to the site. I have even seen some "repairables" listed if you know how to do this kind of work, I saw one Electriglide on there for about $7000, but I am not knowlegable in this area so what looked like minimal damage may be major expense.If you are willing to travel, I am in PA and saw some good prices in FL. You can have what you want but jHarley is ust like a new cadillac, it is very expensive, you can get a very nice used one for alot less if you do your shopping around. If you really want a Harley, follow your dream you will be happier in the long run. I did the car dealer route, and now I am ready to trade up. Harley does have a good resale. At least the ones I have called about were sold almost as soon as they were listed. You won't find a better support group than "HOG" Harley Owners Group, I am really happy about choosing my Harley over a V-Star or Boulevard I was looking at. Good luck!!!!

Answer 3

I have the VTX1300R and its a really nice bike ,just right for around town and long hauls I paid out the door 8 grand for 2006 ,threw saddle bags on (200 dollars) New Flame Grips ($70) passenger pegs ($120 ) And Vance and Hines Exshaust ($1000) To give it that nice sound , I do the same to every bike Ive owned ,It may not be a Harley but it is mine And I know you would be happy with it , /Peace

Answer 4

Harley Davidson does their own financing from what I understand.I own 4 and have never had any of them financed.I figure that a motorcycle is a luxuary and if you can't afford to buy one out right then you can't afford one.

Now I'm headed to the Harley dealer in Vallejo CA to buy a couple dozen of those sweet Softails for $1,000 each.LOL

Tennesee has no idea what it costs to work on a Harley...Parts are at least half the price as Honda parts....

Answer 5

You want a Harley so nothing else will do. Take out an equity loan on your house. That's not like re-financing it and the interest rate will be lower than anything else you can get. Or maybe join a credit union for a loan, I hear they have pretty low interest rates. Anything you get besides a Harley, well, it ain't no Harley, now is it? Go for it. I've always wanted a Harley too, but I settled for a Suzuki Intruder. It has a V twin engine like a Harley, but as somebody pointed out that was driving by in a car while I was washing and polishing my bike in my driveway, "It ain't no Harley." Point taken.

Answer 6

I'll sell my 1984 Harley-Davidson FXST Softail for $7500.
Send me an e-mail if interested

Answer 7

You can pick up good shovelheads all day long for $6000 to $8000. That's for one in primo condition. Or buy one that needs work and start chopping. I've been into HD's for 40 years and that's what I've always done. Plus you will be showing lots more class and heart than riding some lame brand new twinkie like a rubbie poser.

Answer 8

If you have your heart set on a Harley and you can't afford new, buy a used one. It will be a little cheaper, depending on the age and condition and just may fit your budget. I believe in spending my money on things I know I really want. Something else will only be a temporary fix. If you buy any other bike, you'll end up still wanting the Harley but riding something you really didn't want. Is that spending your money wisely? Save up, shop around and research interest rates. Where there's a will, there is a way. Search for it.

Answer 9

I ride in a mixed (Harley, Jap, European) riding club. The HD break and fill up more often - see it on every ride. Save your cash on the purchase price, lower your insurance, lower gas cost, and ride a lot more. If you want to train to become a mechanic and own shares in Haliburton buy the HD.

Answer 10

Go with the Honda or a similar bike. The Harley will be there when you can afford one. I commend you on not re-financing your home for a bike.

Answer 11

You should buy a used bike you can fix up your self. You could turn it into a hobby. Then you would enjoy your bike more if you put work into it. Then you can pay as you go with the parts and any upgrading you may do. http://www.buellxb.com