It's over 20 million. Where should I invest it? Thanks
2007-04-03 16:44:22 · 12 answers · asked by emtandfire 2 in Business & Finance ➔ Investing
20% Real Estate
40% Stocks (Mix it up with US, International & Global)
20% Bonds (US & International)
10% Government Securities
10% Liquid Assets (Checking, savings, CDs & commercial paper)
2007-04-03 16:51:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Congratulations (assuming the death of a relative wasn't involved...)
Anyway...
The advice I give to most people is to simply invest the money in mutual funds or exchange traded funds. Vanguard is very well respected and has a range of funds.
You might consider a breakdown of the following:
S&P 500 fund or ETF:
Will be composed of the 500 stocks that make up the S&P 500--essentially a list of the 500 largest US stocks. If you invest here you should get roughly the overall return of the market. This is a good place to stick the bulk of your money. Vangaurd has a good fund, or you can buy SPDR or ishares ETFs (SPY and IVV are the ticker symbols).
A small cap funds or two. Small cap stocks perform better on average than larger cap stocks--however they are more speculative.
Some international funds: It's always a good idea to have exposure to India or China or other fast growing parts of the world.
Stick a little cash into biotech--you don't want to risk your entire fortune on this, but the intersection of an aging population and cutting edge medical technology is a good place to put your money.
Berkshire Hathaway:
Warren Buffets company. A large conglomerate that owns something like 60 businesses (including GEICO and See's candies) and has large stock holdings in several more (American Express, Coke, Washington Post, Wells Fargo, etc) As diversified as a mutual fund and run by a genius--I wouldn't expect the 20+% yearly returns it generated in the past at this point, but it's probably the safest stock to stick your money into. BRK.A and BRK.B are the ticker symbols for the two classes of shares.
Good luck.
2007-04-04 05:04:43 · answer #2 · answered by Adam J 6 · 0⤊ 0⤋
This is the worst place to seek that type of information. Go to 3 of the major Brokerage Houses and get proposals on what to do. Look for low fees, reputation & learn as much as you can before going with a broker. Stay away from Banks & Insurance companies (unless it's a Goldman Sachs etc).
Places to consider;
Merrill Lynch
USB
Edward Jones
Charles Schwab
Be careful. Talk at length with each one. Be cautious of annuities and other high expense suggestions (like "wrap" accounts).
Good luck
2007-04-04 00:09:03 · answer #3 · answered by Common Sense 7 · 0⤊ 0⤋
seek a financial group. And like i always say consider investing a small portion in the Forex Market.
2007-04-03 23:50:59 · answer #4 · answered by Marcus 1 · 0⤊ 0⤋
Foreign Hedge Fund.
2007-04-04 14:11:10 · answer #5 · answered by Anonymous · 0⤊ 1⤋
Hi...
Lock it up in a fixed deposit, collect the interest and practice
making more money with only the interest.
The interest gives you a great lifestyle and allows you to learn comfortably how to make money.
2007-04-04 02:34:53 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Seek out a lawyer who does estate planning and put it into a trust.
2007-04-04 01:31:02 · answer #7 · answered by jeff410 7 · 0⤊ 0⤋
ira, cd, real estate. for realestate investments, go to amclassichomes.net/ they are in the new orleans area and buisness is ripe.
2007-04-04 00:12:54 · answer #8 · answered by gary w 4 · 0⤊ 0⤋
Discuss this with the experts. Stem cell would be something to look into, though.
2007-04-03 23:52:10 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Hi, I'm Faizal. I can guide you on this. Kindly email or YM me at aj_log@yahoo.com.sg, YM id: aj_log for further info.
2007-04-04 09:28:41 · answer #10 · answered by aj_log 1 · 0⤊ 0⤋