How do you tell your wife NO?? PLEASE HELP I AM ALMOST BANKRUPT!!!!!?

Answer 1

I had a similar problem with my wife.

So I said screw it. I put her in charge of all the finances and told her I don't care if we wind up homeless with no credit. Go a head and spend every last cent and max out every credit card. Have fun.

Magically, no more over draws, bills are paid, and we never ran out of money and the credit cards are slowly being paid down and she got a second job. Since I metaphorically let go of the steering wheel and put on a blind fold at a 100mph, she grabbed the wheel.

Now things are much better. I don't stress out over money. She still spoils her self but earns it. Financially she finally recognizes how close we came to disaster and is now taking the proper precautions.

Don't know if this will work for you, I was only willing to try this for a month and she came through.

Don't be such a push over, make some demands, and give a very specific time line and mark it on the colander. Don't bluff, if she runs out of time you let her have it. Go ape **** and possibly seek a divorce. If she doesn’t come around after that then clearly she was in it for the money all along.

On the other hand you have to cheer her on and make it easy for her to get the job done. That way it will only justify your anger if she blows the tasks off. This is exact phrasing I used
in this scenario:

Demand 1:

Budget - Total all expenses.

Once we know the total Divide it by 30 and this is
the amount of money that needs to be set a side
per day to break even each month.


Demand 2:

Checkbook - Figure it out and fix it.

Figure it out, I don’t care how long it takes or
how many times a month it gets screwed up.

Demand 3:

Email me you resume and I will print it out for you
at work.

Copy and past it to Illustrator and save it as a
PDF. When you click save as the option to change the
file format is right there.

The reason’s why:

It’s not fare that you get to go to school, party,
work part time, while I spend every penny on bills.
No amount of boxers, T-shirts, Video games are going
to make up for the life style you are living off of my
effort.


We may be going broke and not even know it!

If after you get the budget done and there is enough
room for you to go out, then I wound not get pissed
off at you and accuse you of wasting money.

If we aren't making enough money, then you need to
make however much more money to do what you want to
do..

I’m counting on you to come through this time. Do this
and all is forgiven. Rebel and we are going to have
the worst fight of our entire lives. Please get it
done, I cant take any more disappointment.

When you say you care for me, this is how I want you
to care for me. The way I have been caring for you all
these years.

I'm going to turn my back on all your activities for a
30 days so you can get it together. I’m telling you I
can’t stand it any longer and I’m going to lose all
hope on March 24th.

< Hope this helps. It worked for me, though it sounds like your life runs on a much higher scale then mien. >

I did however do the budgeting for her because I was so happy that she got the check book done so fast and she did get her resume in without my help. She is currently sticking the budget and we are closer to each other then ever before. What an ordeal though, it’s a metrical we worked things out.

Answer 2

Have your pay direct deposited into a separate account. Put enough funds into the joint account for her to cover household expenses. She will be pis*ed off but you can tell her that you have exhausted all alternatives to compromise with her and that your financial situation requires drastic measures if you are going to make ends meet.

Secondly, just say "NO" you can't place all the blame on her if you don't actively take actions against it. So what if she throws a tantrum. In the long run you will both be better off.

Answer 3

stop giving her money and take the credit cards away from her
...set up a separate account that you both put money in to pay for your bills and let her spend as much of HER own money as she wishes

Answer 4

Until you learn to be a man, you will be at her mercy..
Not all women are like this...You have a woman with a problem.

Answer 5

Give her a budget and an allowance. There is no excuse for this.

Answer 6

hide all money and bankcards n stand your ground who wears the trousers in your house?

Answer 7

Why can't you tell her, just like you told us?

Answer 8

just like this:
NO!!!
say it and mean it!
dont be a Wimp!!!!

Answer 9

maybe you can get together with my husband............you teach him how to say yes, and he'll teach you how to say no!

Answer 10

We there's the problem isn't it!