I requested a balance transfer from my Capital One card to my Wachovia checking account. They cannot do direct transfers from one account to another, not in that direction anyway. They mailed a check to the Wachovia corporate office instead. Here is the tricky part. Someone at Wachovia rubber stamped it as being deposited into my account. I know because Capital One sent me a copy of front and back of the check. I have never seen the money. Now neither bank wants to take resposibility for the screwup. They send me to the other requesting forms and actions from the other that the other has no idea the meaning of. What are my legal options? Is this a small claims issue to be taken up with Wachovia, based in Charlotte, NC? Or, is there other action that I need to take? I lean towards action against Wachovia because they stamped the check. Somewhere in Wachovia right now, they have Capital One money that has been debited from my account, but that I have never received.
2007-03-31 07:34:17 · 4 answers · asked by sam 1 in Politics & Government ➔ Law & Ethics
You need to see a lawyer. Wachovia screwed up, and bigtime! If Wachovia endorsed it, they took upon themselves a duty to put the money in your account. What happened is most likely that the same employee that endorsed the check put it in the wrong account and that account holder is not releasing the funds back to Wachovia (which is also their right). You need to see an attorney ASAP. Give the attorney the copy of the check. Yes, Wachovia has a duty to remedy this if money was drawn out of your Capital One account. Get account statements, as of TODAY, from both. Give that to your attorney as well.
2007-03-31 07:39:46 · answer #1 · answered by cyanne2ak 7 · 2⤊ 0⤋
If this check has been paid then the money is now in your new account with Wachovia!
You do not have to actually see this money!
But if you do - Just write yourself a check for the amount that was transferred to Wachovia and since its in your account they should pay you the money!
Good Luck!
2007-03-31 07:44:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If the bank stamped your check as received, it should show up on your statements that it was deposited. If it doesn't, go to Wachovia and speak to the Manager.
2007-03-31 07:46:14 · answer #3 · answered by donna_honeycutt47 6 · 0⤊ 0⤋
leave wachovia! NOW!!! its a rippoffff.
2007-03-31 07:37:15 · answer #4 · answered by TaraTara 3 · 0⤊ 0⤋