I have a brother who is able to get credit card or finance companies to give him money. His credit has been ruined for many many years and so I don't know how he does this. But every once in awhile, I will get a call from some agency wanting me to give them information about him and after I tell them to quit calling me, they usually will. This last time though, this finance company called and wanted to verify the last 4 digits of my social security number (which they had correct) and wanted to verify the date that we were divorced. I told them they were talking about my brother, so we were never married. Told them not to call back but they did. So, could someone let me know what kind of dangers this brother of mine could get me into. Do I need to see an attorney? This brother is mentally ill, is on disability, has Medicaid. I just don't know how he is getting around all this to get these people to give him $$. And I sure as hell feel threatened that he is giving them my info. HELP!!
2007-03-30 09:55:30 · 7 answers · asked by Anonymous in Business & Finance ➔ Other - Business & Finance
Get a copy of your credit reports - dispute everything in writing thats not yours AND ask them to freeze it. It creates a hassle for you because you then must get it unfrozen if you want to use it. BUT it also protects you from his excesses- he may have already put you in debt.
2007-03-30 10:03:56 · answer #1 · answered by professorc 7 · 0⤊ 0⤋
Don't mess around with someone carrying out identity fraud. I had my identity (ss #) stolen about 10 years ago and I get collection calls every couple of years for which I have to file police reports, spend waaaay too much time on automated phone systems trying to find a live person to talk to, pay for credit reports, and convince people that these thousands of dollars of charges weren't by me. You need to contact the police, if he is mentally ill, they will get him help. If you allow this to go on with your knowledge, you will be held responsible!
2007-03-30 10:02:13 · answer #2 · answered by moosviews4u 3 · 0⤊ 0⤋
If you let this criminal behavior continue, you will spend most of your time in court, fighting false fraud charges. You can freeze your credit files, and notify local, state, and federal law enforcement of I.D. theft.
Worst part is, with your information floating around now, somebody else will clean your bank account out, and charge up 10's of thousands of dollars on your name.
2007-03-30 10:04:00 · answer #3 · answered by Vic J 5 · 0⤊ 0⤋
You can put a warning on your credit report so that no one can access it without your specific authorization. (I think they give you some kind of password or other authorization that your brother couldn't know about.) Contact the major credit reporting agencies Equifax, Trans-Union and Experian.
2007-03-30 09:59:20 · answer #4 · answered by MOM KNOWS EVERYTHING 7 · 1⤊ 0⤋
Contact the Police and file a report for identity theft and fraud.
Get a copy of your credit report and dispute anything on there that shouldn't be.
You could be on the hook for thousands of dollars that you don't even know about right now.
2007-03-30 09:59:07 · answer #5 · answered by Kevin 6 · 1⤊ 1⤋
put a block on your credit report, so if anyone (including you) tries to apply for credit they can't do it until they talk to you. rather than just getting mad at the company who called, explain the situation that you are not a part of it.
2007-03-30 09:59:22 · answer #6 · answered by lukkyB22 3 · 1⤊ 0⤋
I'd call the police if I were you.
2007-03-30 10:03:10 · answer #7 · answered by akc1106 4 · 0⤊ 0⤋