Will I be able to rent an apartment? I have pretty good credit, but no rental history...?

Question

and my potential roommate has no rental history and she recently declared bankruptcy. Will anyone rent a nice place to us?

Answer 1

I would not rent to you because of the BK. She $crewed people out of their incomes, hurt their families, so obviously has no ethics. Landlords have families to feed too.

Answer 2

2

Answer 3

I think you might have a problem to overcome. Your lack of a rental history is bad enough, but a recent BK points to a character issue for me that I usually try to avoid. When I rent apartments I am looking for someone who will honor their agreement with me to pay rent no matter what personal issues life might throw at them. The BK raises a red flag for me that here is someone who is willing to walk away from hardship and let someone else take the fall. I would be concerned about having a roommate like that as well. If she cut out on you, you would be responsible for the ENTIRE rent - not just your half. That could jeopardize your credit reputation as well.

If I was desperate for a tenant I might rent to you two, but I would need a co-signor (with income and good credit) for her and an increased deposit for both of you.

A word of advice - be up front with landlords about this - it will come up sooner or later, but it makes you look honest and responsible to bring it up in the beginning, otherwise we feel like you are trying to trick us into accepting you without all the facts...

Answer 4

Yes you can find someone to rent to you. Some apartment complexes may charge an additional deposit. Also look in your local newspaper there are some landlords out there that do not run credit, or will at least allow you to explain your credit issues.

Answer 5

Rent To Own Homes - http://RentToOwnHome.uzaev.com/?eQIy

Answer 6

Yes, if you both have jobs and the ability to pay the rent.