I bought a mobile last year. The taxes weren't added to the mortgage payment. I received my tax bill in dec, but was unable to make the partial payment. Now I received a letter stating my taxes are delinquent & the county is sending it to the sheriff if not paid in full by April 15. I cannot come up with $600. by then & they refuse payments. Can I lose my house if I can't pay this by April? I'm planning on having the taxes added with the insurance on my mortgage, but that won't help me this year. Any help or suggestions would be great. This is my first home & I don't want to lose it.
2007-03-29 16:03:59 · 4 answers · asked by barbara m 5 in Business & Finance ➔ Taxes ➔ Other - Taxes
Try going to the bank where you have your mortgage with and see if they can lend you the money to pay the taxes. They will not want to see you lose the mobile, as they might end up being unable to collect on the loan then. And they would earn extra interest on that amount that you would be borrowing.
2007-03-29 16:24:14 · answer #1 · answered by Anonymous · 4⤊ 0⤋
Unfortunately, they can auction it off on the court house steps. You have known since Dec. that you had this. You should have been putting money back to pay for this.
Try going to the bank for a personal loan. Most personal loans don't require any collateral because the lender can't dictate what the loan is for. I would get this ASAP. If all else fails charge it and make huge payments on the card to pay it off. Good luck!!
2007-03-29 23:27:54 · answer #2 · answered by country girl 5 · 1⤊ 0⤋
Yes, if you don't pay the tax bill by the deadline they will start tax sale proceedings and take the property for back taxes.
Get the money somehow -- take out a loan, put it on a credit card, get a second job, sell your car, borrow from friends or family, panhandle it if you must -- but pay the taxes or lose your home.
2007-03-30 04:58:43 · answer #3 · answered by Bostonian In MO 7 · 2⤊ 0⤋
Yep, the end of January is the cutoff date on property taxes, usually. You'll have to sell some things, or pawn some things, or take out a personal loan of some kind, because they can and will garnish your wages or whatever they deem necessary to collect those taxes.
It's a sad state of affairs, for sure, but that's the way things are. Please don't wait until April 15th to contact them about this. I sure wouldn't want to see you lose your house.
2007-03-29 23:16:00 · answer #4 · answered by Peggy K 5 · 0⤊ 0⤋