Depositing my brother's Check into my Bank Account via ABM machine?

Question

My brother got back his income tax return and wanted to have it deposited into my bank account via an ABM machine. Is there something he has to write on the check to let the bank know that it is OK to have his check cashed and deposited into my bank account? Or does he just need to put his signature and that is it?

Answer 1

If it is under 3k he signes it over to you and the ATM is fine. If it is over 3k he needs to walk into the bank with you, and his ID.

Answer 2

depending on your bank you may not be able to do third party checks through the ATM at all. at the bank I work for you need to have a manager ok your deposit of a third party check ( third party check means any check that has a name on it different than the name on the account). some banks put a limit on how much you can deposit at an ATM. At bank of america there is no limit to how large of an item can be deposited through an ATM. Federal issued checks or even state issued checks cannot be signed over to anyone. there is only 1 line on the back for endorsment and therefore only the person whos name is on the check can deposit it or cash it. normal checks can be signed over by the owner endorsing it and then someone else endorsing below that name. once again you can't do that at an ATM because most banks will return the item as a fraud protection measure.

Answer 3

I am not sure a treasury check can be signed over to a third party account

normally - he has to sign the check - you have to sign the check and put your account number on it - in order to deposit it

may want to ask your bank before putting it in the ATM machine

Answer 4

alot of banks have stopped third party checks without that person present. and every bank I have ever worked for will not let you sign over a treasury check without that person there with their id period. i can almost guarantee that if you put it in an ATM it will be sent back. go to the bank with him, make sure he has an id and then see whatthey can do.