What rights do I have with a bounced check? PLEASE HELP!?

Question

So, I have an out of state customer. He sent me a check for merchandise. I cashed it waited two weeks, it cleared, so I shipped him out $200 of merchandise (the amount of the check). Then a week later(3 weeks after cashing it), it showed up in my account as a NSF check. I called him and he gave me an excuse. Every week for the past month and a half I've been calling him to see where my money is and he has an excuse. What can I do to get my money?

Here's some more info... I deposited the check at home--it's a tool where you scan the check and it goes to your account.. I waited two weeks to ensure it didn't bounce. The fund went into my account in a week...then 2 weeks from there they were withdrawn, my bank sent me a copy of the check and it said NSF

Answer 1

Report to the police/district attorneys office. This person may have a record of this type of activity in several states. The police and or DA's office can check them out and file charges against them.

Answer 2

Something about this story is not quite right. First, it does not take a bank 3 weeks to clear a business check. Did your bank put a hold on the funds when you deposited the check?
Or did you actually go to the bank and exchange the check for cash?
In Texas you can not cash a check made out to a company - it must first be deposited into that company's business account.

If the check is made out to and individual and you did cash it, and then it is RNSF - you are out both your money AND your merchandise.

You can file a claim in small claims court but that would cost you more that the $200.00 you are already out.

Answer 3

It may be too late to make a report. Yes, take this to a title company, I believe they are the ones who deal with this. This person will have a warrant put out, and when found, will face the charges. At least that's one way of doing it.

Sorry.