I have a check that is made out to my girlfriend. She wants me to deposit it in full in her account. Can I do this without her signing the check? It will be a 100% deposit.
2007-03-28 08:10:28 · 21 answers · asked by isotopia2003 1 in Business & Finance ➔ Personal Finance
no, she has to sign it.....no matter what...even if she is depositing it herself......other than that, you shouldnt have a problem with it.
2007-03-28 08:12:46 · answer #1 · answered by spaceyinla 3 · 2⤊ 1⤋
Technically the depositor is supposed to sign/endorse checks for deposit into their account.
However, banks are not very strict about that policy when it comes to deposits--parents, friends, boyfriends, and spouses often deposit money for others and simply endorse the check themselves. Technically this is a forgery, but banks don't even look at the endorsement on checks for deposits, much less check it for verification.
There's no reason to verify the endorsement--it doesn't matter who is depositing the check as long as check is written out to the person whose name is on the account.
No one would ever be prosecuted for "forging" an endorsement even if somehow the bank did find out the check was signed by someone other than the account holder. No since no one gains or is victimized by such a "crime."
2007-03-28 08:38:52 · answer #2 · answered by lizzgeorge 4 · 0⤊ 0⤋
Many banks have different policies about this, but the general rule is that she has to sign it. My firm's policies differ depending on the account. If it is a joint account, and if the account has been open for more than 3 years, then the spouse can deposit the checks (100% only) without getting the other's endorsement.
You're probably going to have to get her signature on it.
2007-03-28 08:16:32 · answer #3 · answered by xls8000 2 · 0⤊ 0⤋
I've taken checks to the bank that were made out to others and they put "for deposit only" on the back and deposited in their account.
I've had to sign the ones made out to my husband but it's a joint account. The checks for my parents I didn't need to sign.
Ask at her bank.
2007-03-28 08:31:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
She has to sign the back, or if she knows- you put on the back --" For deposit only" If you were cashing it out then you would need her signature and you would also have to sign it..iin some cases they won't let you do anything at all....but depositing is easy.
2007-04-01 05:15:03 · answer #5 · answered by Pepper 6 · 0⤊ 0⤋
Legally, a check must be endorsed by the payee before it can be cashed or deposited. Endorsement can be in the form of a handwritten signature or a rubber stamp. Is there some reason she doesn't just do that?
2007-03-28 08:15:13 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Yes i deposit my husbands check. I think she needs to sign the back too
2007-03-28 08:14:20 · answer #7 · answered by Anonymous · 0⤊ 1⤋
She has to sign the check and write FOR DEPOSIT ONLY underneath it if she is depositing the full amount.
2007-03-28 08:13:17 · answer #8 · answered by Heavy Sigh 1 · 0⤊ 0⤋
yes just put "deposit only" on the check where you normally sign it
2007-03-28 08:13:20 · answer #9 · answered by bb77blueeyes 3 · 1⤊ 0⤋
She definitely needs to sign it before it can be deposited.
2007-03-28 08:13:12 · answer #10 · answered by kittypurrymeoww 1 · 1⤊ 1⤋
Have her sign the back and put for deposit only and have her acct # with you also just in case.
2007-03-28 08:13:55 · answer #11 · answered by HappilyEverAfter 4 · 0⤊ 0⤋