I have a debt from the D W P that i know i have paid off but no longer have the receipts as proof as it is so long ago. It is for a small amount (under £100) and they are threatening to take me to court over.They first contacted me 5 years ago and i argued my case and didn't hear any thing else till a few months ago.Can any one tell me if they can still chase me for the money after so long as it has been 17 years since i got the loan
2007-03-28 07:23:35 · 9 answers · asked by nik s 1 in Politics & Government ➔ Law & Ethics
The Limitation Act 1980, which applies in England and Wales, sets out time limits for bringing various kinds of legal action. These are known as limitation periods. The limitation period for debts, i.e. the point at which they become statute barred, is 6 years from when the debtor defaulted or later acknowledged the debt.
This is important because there must be six clear years between the debt being incurred and the demand for payment.
Otherwise, if the DWP continue to make make spurious noises about court action then you can be equally insistent about your costs, possibly wasted costs; in seeking to defend an application that is statute barred.
2007-03-28 09:15:54 · answer #1 · answered by stephen.oneill 4 · 0⤊ 0⤋
I too received a letter from them saying that i owe them for overpayment of 1,250.00 From 2004. I havent claim benefits for the last 10yrs so i dont know where they get this from. They must be just sending letters out randomly to recover money that is paid out to fraudulent claimers. After 17yr i would have thought that it wouldnt be still standing now anyhow. Get in touch with your local CAB and see what they have to say.Good luck x
2007-03-28 07:29:48 · answer #2 · answered by spensmum 4 · 0⤊ 0⤋
I recently got this credit info: websites address while researching a legal issue that is pending(probating a will) where the question on past debts will be or might be an issue. Hopefully it will help you as well! It's http:// www.creditinfo.center.com/rebuilt/statueLimitations.shtml
2007-03-28 07:35:42 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It is way past the statute of limitations. Check with a lawyer but this would be your defense if they did sue. It would cost them far more to sue you than the actual debt so I think they're just trying it on.
2007-03-28 08:39:43 · answer #4 · answered by kwilfort 7 · 0⤊ 0⤋
if the debt is over 6 years old and you have NOT been contacted about it in the last 6 years you are not legally obliged to pay it, if you are still in doubt contact your local citizens advice bureau free of charge
2007-03-30 02:41:12 · answer #5 · answered by mill4deb 2 · 0⤊ 0⤋
I do know that the Inland Revenue cannot claim for tax owing after 6 years.
2007-03-28 11:58:00 · answer #6 · answered by Anonymous · 0⤊ 0⤋
my boyfriend has a few debt problems...and he seems to be under the impression that they can't chase you if the debt is over 5 years old. im not sure if im right.....but im pretty sure there is a time limit on it.
if the worst comes to wost, change your phone number and return all mail regarding it to sender lol!
2007-03-28 08:53:04 · answer #7 · answered by fifs_c 3 · 0⤊ 0⤋
The council can help as they have 'bedsits' for single people which contain of a mattress sitting room, bathing room & kitchen - greater like a mini flat. additionally attempt housing institutions and the charitable employer guard would supply you suggestion. particularly you desire a bond or deposit, hire in develop charge & have the ability to pay your hire & council tax each and each month as properly as utilities. ingredients brokers additionally usually have rented lodging on their books. sturdy success
2016-10-01 21:05:40 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Let them take you to court. In this case I think the law wont be an ***. and GOOD LUCK
2007-03-28 13:52:45 · answer #9 · answered by Anonymous · 0⤊ 0⤋