I am closing on my first house tomorrow!!! (I am only 20) And I was just wondering how long it will take and what all will I need to bring besides closing cost?? Any other good tips?
If I close tomorrow when can I move in?
2007-03-28 04:50:52 · 11 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
Congratulations. Very smart of you to buy a house when you are only 20. Bring the check for the closing costs, ID, a pen, and your sense of humor. There should be no more expanses but bring your checkbook just in case.
The process usually takes about an hour. You will sign more documents then you will ever want to. There should be a lawyer present, or it should take place in a lawyers office.
You should be able to move in right after the closing. Good Luck.
2007-03-28 05:00:28 · answer #1 · answered by krupsk 5 · 1⤊ 0⤋
Is there any reason you haven't been asking your loan officer or realtor these questions?
It is their job, after all...
Your purchase agreement will say when you get possession. Usually, the words "immediately upon closing" are in there, or something to that effect.
Bring a picture ID like your driver's license, your cashier's check for your closing costs/downpayment/etc... and your personal checkbook, just in case the numbers are a little off. Title companies will take small personal checks to make up balances that your bigger cashier's check can't cover.
And rest your hand today. You'll sign your name about 100 times tomorrow.
Good luck!
2007-03-28 08:40:51 · answer #2 · answered by Yanswersmonitorsarenazis 5 · 0⤊ 0⤋
Depends how fast the lawyers work and how timely everyone is. Could run anywhere from 30 mins to 3 hours. Most likely you will fall in the 45-1 hr range.
You need an offical ID and thats about it, eveything else will already be arranged for you by closing time.
Normally you will get your keys at closing and you can move in ASAP.
2007-03-28 05:09:23 · answer #3 · answered by Anonymous · 1⤊ 0⤋
You just need to bring yourself, your ID and your closing cost. You can move in that night since you should be walking out of closing with the key. HOWEVER, you should ensure that your utilities are turned on or that the last owner hasn't turned the utilities off yet (if you are lucky to get a last owner who has turn off date a couple days past closing). CONGRATES!
2007-03-28 05:01:14 · answer #4 · answered by tankgirl97 2 · 2⤊ 0⤋
Bring your funds to close (in form of cashier's check... they will not accept a personal check), two forms of ID, and yourself!
It will only take 30 minutes or so unless you have a lot of questions, then it could take up to an hour or more... (that's okay tho! ask all the questions you need to ask to make sure you know what you are signing.)
Congrats!!!
2007-03-28 07:05:52 · answer #5 · answered by Anonymous · 1⤊ 0⤋
I have been given so below the effect of alcohol at living house final night and now i'm at artwork with a headache. I provide up eating approximately 3 am and that i had to arise at 7:00 am. :( That freaking sucks balls. My popular bar is approximately ten minutes from my living house. there is one approximately 5 minutes, yet I hate that bar and a number of the those that is going there.
2017-01-05 08:26:05 · answer #6 · answered by ? 4 · 0⤊ 0⤋
It depends on your closing date. Did you already sign the real estate purchase contract? That means you have technicially purchased the house and the closing date is when it is yours. Check your contract if you have immediate occupancy upon closing. You usually do. You will probably go through a final walk-through the house. It depends on your contract, but I think if you didn't get a real estate inspector you can get one, but the seller doesn't have to make the repairs for you.
2007-03-28 04:57:49 · answer #7 · answered by xls8000 2 · 0⤊ 0⤋
You must bring your drivers license or any other Id such as ss card. Of course you must bring a cashiers check that is made out to the closing agent.
2007-03-28 04:57:38 · answer #8 · answered by golferwhoworks 7 · 0⤊ 0⤋
Depends on the seller as to when you can move in...
It it is not occupied, you can move in right away...
Ask your real estate agent as to what you will need to bring..
2007-03-28 04:58:59 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Hey congratulations! If you need to refinance your home later give me a shout hehe. You'll be able to move in in about week or so.
2007-03-28 05:10:57 · answer #10 · answered by Phil H 2 · 0⤊ 1⤋