Has anyone used or even located it.?

Question

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Answer 1

It's not a specific location, but a program.....

The SBA Express program makes it easier and faster for lenders to provide small-business loans of $250,000 or less.

Under the Express program, lenders are allowed to use their own forms and processes to approve loans guaranteed by the U.S. Small Business Administration. This provides a “much condensed” rapid response from the SBA, says Chris Miller, business banker at TCF Bank in Minneapolis, which just launched its SBA loan program via its business banking division in the last few months.

With Express, the SBA usually responds within 36 hours of receiving the complete application, and banks determine requirements for applicants.

Look for a bank that has stability. Banks with long histories of constant mergers and acquisitions makes where your next loan will come from less certain.

Then pick a red-blooded human being with whom to do business.

In other words, call a few banks in your area and ask if they are qualified to participatte in the SBA Express program.

For more info, check out http://sba.gov/ - in the upper right corner, in the white search box, type in SBA Express (your city) and see what comes up - good luck!