what kind of things are landlords looking for when they check your credit to rent a home? bad credit o.k.?

Answer 1

If you are renting from a property management company, it is likely that they will check your credit. On the other hand, if you are renting from a private landlord that has only one or two pieces of rental property, chances are that your credit won't be checked. Most small landlords do not have access to credit reports and are unwilling to spend the money for them. They usually pride themselves on their ability to judge character when it comes to renting their properties. While they may not check your credit, they may make a couple of phone calls to check out the information you provide in your application.

Your potential landlord is likely to have you fill out some kind of generic rental application. Sometimes, they will verify your place of employment and they may call your previous landlords to find out if you paid your rent on time. It is a roll of the dice as to whether or not a landlord will go to this trouble.

In the end, you should be able to rent a home even if you have bad credit.

Good luck with your search for a new place to live.

Answer 2

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Answer 3

Sometimes when you have bad credit they may want a bigger deposit. They just want to make sure you can pay you bills on time. This lets them know if your going to be late alot or skip out on rent.

Answer 4

Sounds respected. yet i think of asking the see the domicile first is clever. Or another potential to substantiate it particularly is respected. maximum places you do desire a credit verify to hire. Hubbie has below-average credit, so it particularly is a huge undertaking in the journey that your credit is undesirable. inspite of the undeniable fact that it particularly is definitely general.

Answer 5

I think job stability is the most important. Bad credit can be forgiven. They want to make sure that you can make the payment ontime, everytime.

Answer 6

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