can I buy a house through a loan without having Social Security Number?

Answer 1

Yes you can. Illegal aliens are doing it every day here in Southern California. They use tax identification numbers instead of social security numbers. They also have programs geared for illegal aliens. Do a search for "ACORN loan programs". A lot of major banks either partner with ACORN or have something similar.

Regards

Answer 2

You can but why make things difficult. Without a ssn you cannot file taxes so the interest deduction becomes wasted. An underwriter cannot determine credit score or proof of employment, and they cannot identify you precisely. You do not need to have a green card either to buy a house. Your giving away lots of money needlessly by not being able to use the tax benefits homeownership allows. When you sell the home this issue will arise again when escrow tries to 1099 your seller proceeds. The forms you can obtain to make this possible are more red tape then that of just getting the SSN card. It is ironic that the card states on it Not for identification yet most everything from drivers licenses to credit reports require it for positive id. Now lenders also must comply with homeland security act and photo copy your drivers license and ssn card or green card or passport. You may run into an issue there also. Best of luck whichever way you decide to go with the info provided in these answers.

Answer 3

Yes it is possible. I have a friend that refuses to get an SSN he has run into a lot of flack about it. It is not a law that you have to have an SSN but if you want to do something such as get a job or buy a house there are some forms that a person must fill out in order to accomplish these things. You can get them from the SS office.

Answer 4

Yes Find a place that is offering seller financing, sometimes get decent rates and such but usually requires hefty down payment, but if seller is willing it's his/her house and money just beware of terms and baloon payments

Answer 5

nope