what are some stratigies i could use to help manage my money better?

Answer 1

Work on setting up a budget, don't be afraid to get aggressive but also try and be realistic, the balance of these two can, in time, result in considerable savings and a comfortable lifestyle almost regardless of income.
That would be a first step, then direct deposit and automated bill pay can help further, but no offense one really needs to have a good grip on their bills first, just the next step is all.

Answer 2

Hi,
I personally look after my family budget and all spending items need to be accounted for so that at any point in time you know where you are. Requires discipline but that's the only way.
To help you with budgeting I'd recommend a personal finance software by Australian business Parcus Group.
Easy to use program with features including budgeting, financial planning, real estate analysis, shares valuation, life insurance...
Costs US$24 so it's not a huge investment but a good value for money.
You can get it on http://www.parcusgroup.com/index.html
Regards

Answer 3

Set a goal of what you want to have saved in a set amount of time, say 6 months. Then calculate what exactly you have to put back each month to acquire that amount in 6 months. That's how I got my own personal business started and never had to take out a loan and deal with that whole give and have taken game. Then in 6 months you have a little " Nest Egg " if that's what you would call to start building on.

Answer 4

there is not one answer. you need to look at how you are spending and saving your money. what you do with the extra money you have if any and if not how to get it.