I wrote a few checks that I ordered online. Only recently I noticed 1 digit in the routing number and 1 digit in the account number was wrong. What happens now? Will I be penalized? Did I accidentally commit a crime? Help!
Thanks.
2007-03-23 10:24:37 · 10 answers · asked by thurznite 2 in Business & Finance ➔ Personal Finance
Well, if you entered the information online incorrectly then you may have a penalty, but chances are that your chwcks may not even be processed. Banks have discinct rules about how many numbers are in their account and routing numbers, and if this doesn't fit they may report it as a fraud. You need to determine why they were printed this way (you entered wrong or the company mis-printed), and I would also contact your bank and let them know what has happened. any checks you have written will probably not clear, so you need to contact anyone whom you sent checks, if you did, and tell them what is happening. Get the checks corrected and destroy the other ones.
2007-03-23 10:30:23 · answer #1 · answered by Living for today and a good wine 4 · 0⤊ 0⤋
It is your responsibility to check them before you start writing checks! You could be liable for bank fees charged by the places you wrote the checks. My advice is that you call them up immediately and go in and pay them, if you call first they may not charge you a fee. Call your bank and tell them that the checks numbers are incorrect so that they are aware of the issue they can flag your account so that the checks clear and all you have to do is deal with the bank on getting new checks.
2007-03-23 10:30:04 · answer #2 · answered by mudd_grip 4 · 1⤊ 0⤋
Its not a crime if you catch it right away. The checks you have written will be returned and may be seen as fraud. Alert your bank and re write the checks with the correct account numbers. Most important thng is to alert the bank!! That way they have a heads up and there won't be any trouble.
2007-03-27 09:19:01 · answer #3 · answered by Pepper 6 · 0⤊ 0⤋
It's an honest mistake and most companies will likely work with you to resolve the issue. Be proactive and call all the companies you wrote checks to and let them know that there was a printing error on your checks. Explain that you would like to pay them immediately and offer to pay for the items by credit card or a money order. Being proactive will show companies you are not a fraud an they'll be willing to work with you. Also, call your back and see how they can help you with this.
2007-03-23 10:29:14 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Call or visit the bank and show them the incorrect number. If somebody else actually has that account number, your refund might have been deposited there (it has happened), and you will have to work with the bank, that other person, and possibly with the IRS to get it fixed. A paid professional is always liable for mistakes, but it is a question of damages and restitution. You will still eventually get your full refund,so there is no permanent "damage" to collect on.
2016-03-29 01:20:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Nope.. you had no intent to commit fraud. Chances are your checks will be returned to the bank (with the routing number wrong they will go off the bank name on the check).
Notify the folks you wrote the checks to that you made an error and will be sending corrected checks.
2007-03-23 10:27:45 · answer #6 · answered by Mike 3 · 0⤊ 0⤋
It's possible, that's like writing bad checks which can ultimately be classified as Felonies. I would suggest getting in contact with the people you wrote the checks too and whoever you bought the checks from. Do it now, before the payees catch it and turn you in for bad checks. It'll hurt your credit too not just your citizen standing.
2007-03-23 10:28:58 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Did you order your checks from the bank directly or through an outside source? If you ordered it through the bank, then yes, it is a bank error. If you ordered it though an outside source then more than likely it is THEIR error (the outside source) and they will need to fix it for you.
2007-03-23 10:29:09 · answer #8 · answered by Regina Phalange 2 · 0⤊ 0⤋
No - that is the bank's fault. I had this happen to me when I was younger and the checks will bounce - but it will be the responsibility of the bank to correct them.
2007-03-23 10:27:19 · answer #9 · answered by Anonymous · 1⤊ 0⤋
not if the bank issued the cheqs to you that way? contact your bank and show them the cheq book. they will correct this and you wont be in trouble.
2007-03-23 10:27:49 · answer #10 · answered by Anonymous · 0⤊ 0⤋