My husband and I with our 2 year old daughter are looking at buy a house. This is our first house. He is in the Air Gaurd so we can use the VA loan... I just want tips that you wish you had when buying a house.
Thank you for all your help...
2007-03-22 08:57:47 · 1 answers · asked by wink_ster01 2 in Business & Finance ➔ Renting & Real Estate
If you need the assistance of a local real estate agent, I could put you in touch with someone. I'm from Northeastern Ohio and I know professionals all around our state.
When you purchase a home, it costs you nothing to enlist the help of a REALTOR. The commissions are paid by the Seller, so it makes sense to have a professional on your side negotiating for you. Also, your agent will be able to point out the positives and negatives to the homes you find... kinda as your second set of eyes.
DO NOT RELY on the agent who has the listing... they represent the Seller and do not have YOUR best interest in mind! When you call on a sign or an advertisement, you are most likely going to talk to the Listing Agent, and they are going to want to dig as much info out of you as possible and they will try to use that against you if you were to want to purchase that home they represent for their Seller. Long story short: Get a Buyer's Agent! Someone who is specific and accountable to your wants and needs!!
As for the loan... definitely look at VA and compare that to a Conventional or FHA loan (whichever applies to you) and see where the better deal is. It definitely pays to shop around for a loan, afterall it is your hard-earned dollar that you are trying to save!!
Good luck! Email me if you would like me to put someone in touch with you.
2007-03-22 09:23:46 · answer #1 · answered by Art 4 · 0⤊ 1⤋
Buy a modest house in a nice neighborhood. Stay away from the high end and the low end.
Make sure they have good schools.
Don't kill yourself with a high mortgage payment.
2007-03-24 07:11:21 · answer #2 · answered by Santa Barbara 7 · 0⤊ 0⤋