are autos financed thru a bank the same as financing with a credit card if they both have same interest rate?

Question

$15000 auto financed thru a BANK at 7.9% interest for 6 years at let's say $280 a month.
how does that compare to a:
$15000 auto financed thru a CREDIT CARD at 7.9% for let's say 6 years at the same $280 a month?
would you be paying the same amount of money either way at the end of 6 years, or does one type of loan accrue interest in a different way?

Answer 1

A credit card is unsecured, so you wouldn't have to worry about them repossessing the car if you stopped making the payments. Not that I'm suggesting doing that, because there are plenty of other bad things that go along with not paying your credit cards...

Answer 2

Is the interest on the credit card fixed? If not, the credit card's rate may very well increase.