How do you feel about bank fees???

Question

I'm so mad right now my bank is ripping me off bad.
I understand it was my fault for not making a deposit on time but why do they have to charge "Per" transaction instead of one charge for all. Rip offs.

(BTW I know this is not the right category but this is my comfort zone and I want your feedback.)

Answer 1

i'm angry... usually if you threaten to leave your bank they can waive fees... push your rights to the limits... you know... that kinda thing...

Answer 2

I know that makes me mad too. One time my husband purchased something at Wal-Mart on our debit card. I asked him if he put it on the debit or credit card and he said the debit i was like well we are going to be over drawing then, because his check wouldn't go in the bank till that Friday. Well i kept checking on our account and sure enough the charged us for that over draw fee. I was hoping his check would hurry up and go through before the purchase at wal-mart did but it didn't. I'm just glad it was only one that we had to pay for instead of several cause that would add up if it was more than one transaction. :)

Answer 3

My bank offers overdraft charge forgiveness after 1 year without overdrawing. I've only overdrawn the account once and that was when we were doing home repairs and things got a little crazy. I've never had to use it since.

That's how they make their money, though. The answer is keeping a better record of what you've got in there.

Answer 4

i am angry too, I am sick of all the fee's. After all they make alot of interest on my money and all I get is less than 1% interest plus a fee for everything I need.

Answer 5

I do think they should have them, but I don't think they should be so high.