Does anyone else out there have problems with Bank of America and your account??

Question

with account balances or bounced checks?Or even deposits? What do you pay per year in bounced check fees?

Answer 1

I had an account with them. They make you get a savings account to open a checking account. You know why? So that when you over-charge they can charge you for covering the check. Oh yeah and then they cover it by taking it from your savings so if your savings gets below $50 they want you to pay surcharges and hidden fees. Oh yeah I blew my top in the middle of the bank and demanding my account be cancelled and my remaining money be given to me. After I called the police they finally gave me what I wanted! Don't bank with them! EVER!!!!

Answer 2

i used to have an account with them but had to end it because of all the fees. it was continuous. now i know some of it was my fault but a lot of it they ****ed up. i ended up spending 1250 in bounce check fees alone and that was just from them. not mentioning from the place that my check had bounced to. my advice to you is to get out while you still can.

Answer 3

The nerve of these banks....charging fees when people spend more money than they have. Don't they know that people can't be expected to keep track of their own spending? Seriously...asking people to accept personal responsibility for their own finances? C'mon....

Grow up people. It's not the bank's fault.

And to answer your question...I pay $0/year in bounced check fees.

Answer 4

The problem isn't with Bank of America, its with your record keeping and let me guess- you don't fill out your check ledger?

One problem that I see a lot being a teller at BofA is that people don't understand the whole weekend being one business day thing. Friday, Saturday and Monday are all on the same business day on our systems. So if you make a purchase with your debit card Fri, Sat, Sun or Mon, it all goes through Monday night- Tuesday morning.

The only way you will bounce a check is if you don't keep proper record of your credit and debits. Simple as that. Maybe think about giving yourself a buffer every month. (meaning leave like $50 in there just in case). I always have atleast $100 buffer.