i want to borrow £2000 over a year , i dont want to go through a loan shark or a broker but i have a poor credit rating does anyone no any companies that can help me ? link would be useful to thanks
2007-03-21 12:38:20 · 10 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
If you type "non status loans" into your search engine this will give you a list of companies that offer that type of loan.
Capital one credit cards are quite flexible too.
Stay away from Provident Personal Credit,they are extortionate and a total last resort.
2007-03-21 12:55:19 · answer #1 · answered by coolkebab 4 · 0⤊ 0⤋
If you have never borrowed before, your credit rating may be low simply because there is no data on it, in other words you have no credit history and therefore nothing on which the phone company can base a lending decision. Contrary to popular belief, job & salary do not have ANY impact on your credit rating. It might be worth checking your credit report if you are concerned. The major players are: Equifax and Experian. You can also request a statutory copy at £2. A score above 475 is considered excellent. It is a good idea to keep a check of your file in the event of ID theft. Why don't you start with a PAYG phone and then see if they will upgrade to a contract after 6 months or so. Try Vodafone or Virgin? Whilst I commend you for not getting into debt by borrowing heavily, why not try and build up some credit history by applying for a credit card (perhaps with a low limit so you do not build up too much debt), and then try again in 6-12 months? This can only stand you in good stead for the future when, for example, you might want to apply for a mortgage. You could also try other phone companies or apply for a contract online; just because one company has said no does not mean others will too. Hope this helps.
2016-03-28 22:46:42 · answer #2 · answered by Anonymous · 0⤊ 0⤋
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2014-08-21 10:31:16 · answer #3 · answered by Anonymous · 0⤊ 0⤋
There are lots of brokers that will find you a company that will lend you money but at a high interest rate...look out for the credit union you have to save with them for a while before they will lend you money..but the interest they charge is so low it's unbelievable
2007-03-21 12:50:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I,m not a lender but you could go to bad loans on yahoo .com I wish you the best good luck
2007-03-21 20:27:13 · answer #5 · answered by pattibcacl 6 · 0⤊ 0⤋
Try www.bluewaterloans.co.uk - they have facilities available for pretty much any circumstance
2007-03-22 23:55:14 · answer #6 · answered by Anonymous · 0⤊ 0⤋
greenhill finance, there are alot but thats the only one i can think of right now!
2007-03-21 12:49:12 · answer #7 · answered by Saber 5 · 0⤊ 0⤋
try capital one, they lend any body money.
2007-03-21 12:55:23 · answer #8 · answered by NIGEL R 7 · 0⤊ 0⤋
Give these a try they are pretty good.
www.yesloans.tv
2007-03-23 21:37:21 · answer #9 · answered by tinker33 2 · 0⤊ 0⤋
the provvy?
2007-03-21 12:43:19 · answer #10 · answered by Anonymous · 0⤊ 0⤋