my husband and i recently decided to separate he said he wants to stay in the house cas he has nowhere to go, but says for me to still pay the mortgage.
A few question for anyone who knows:
- Do I still need to pay half the mortgage if i dont live there. I am on a really low income half the mortgage is just over half my wage.(its a jointly bought property)
-Does he pay rent, and where does this rent money go?
- Does he pay the bills eg. water, elect, phone
- Does he pay the rates?
Anything else i need to know. I am not interested to stay in the same house and i have other places i can go temporarliy. I need that space I think to not cave in this decision.
2007-03-20 17:42:19 · 8 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
Get a legal aide lawyer and don't tell him you have one. ask him all of these questions but it would be better if you get a female lawyer. She will understand your needs more. The fact of the matter is: you are both responsible for the mortgage and you both have to pay your share until the house is sold and you both get half of the selling price of the house. It would be to your advantage to have him live in the basement for example and you both pay half of everything until the house is sold. You are both legally obigated to do so. If you move out, I think you are giving him the house? not sure, that why you need a lawyer to figure out the technicalities. Yes he is responsible for half of all the bills... when you are separated, the separation agreement states exactly what you are both responsible for. Its difficult, but hang in there and you will get half of everything. Trust me get a lawyer. Take care Heather
2007-03-20 17:50:54 · answer #1 · answered by Anonymous · 1⤊ 0⤋
I have been in this exact situation , except that my husband wouldn't leave the house! If you want to keep the house to be sold later it would be best if you could at least pay half of the interest owing on the house, the bank will be happy as long as the interest is paid. He won't pay rent if he is paying half the interest. If he can afford to pay some of the mortgage then he can, but it is best at this point to just keep the banks happy otherwise if the house gets foreclosed by the bank then you both end up with a bad credit record and possibly won't be able to borrow money again. He should pay all water rates, elect, phone whilst he is in the house. And yes he should pay the rates. If there is no money being paid of the mortgage or the interest the house will be take over by the bank.
2007-03-20 23:23:54 · answer #2 · answered by Clare E 1 · 0⤊ 0⤋
The best thing to do if you decided on this together is get a lawyer, and decide if you want it to be just a legal separation, or if you definitely want a divorce. If you're not sure, then ask the lawyer for suggestions on who should pay for what until you make a permanent decision. If you are both on the loan, then you are both equally responsible, as far as the loan company is concerned until you provide them with something from the court letting them know how the debt will be settled I would think that whoever is staying in the house would be the one responsible for the payment, but you still need to get something in writing legally!
2007-03-20 17:55:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
NO, unless he puts in writing signed by a notary that when the House is sold, the money you have paid towards the mortgage will all come back to you and the amount he's not paid will be deducted from what his portion of the house sale.
frankly,. you newed a lawyer or else, see a mediator in your county for free for low income people.
2007-03-20 17:52:46 · answer #4 · answered by Legandivori 7 · 0⤊ 0⤋
first and maximum effortless, any guy that walks out on his pregnant spouse and infant is slightly of garbage. enable's be clean on that. in spite of the undeniable fact that, what is going on on your marriage to make your husband experience that way? Is he basically freaked out of the duty of understanding he has to help a relatives of four? because as a operating husband who helps a stay at homestead spouse and twin daughters that are also 2 and a 1/2, i visit allow you to know that that's a exceedingly heavy load to carry each each now and then. particularly after I come homestead to a grimy homestead, a spouse nevertheless in her pajamas, and the girls who do not look like they have had a bath considering that Wednesday! obviously some ameliorations favor to be made on both ends from what it sounds like. Your husband needs to end speaking about leaving you and how unhappy he's, and also you want to start up stepping up too. You 2 made a dedication to one yet another for more beneficial useful or for WORSE. And now that you've elected to develop into dad and mom, those vows ought to recommend even more beneficial. DO the right issue!
2016-12-02 08:16:05 · answer #5 · answered by ? 3 · 0⤊ 0⤋
think you are wise to sta out of the house. Legally you and your husband are both still responsible for any bills if your name is on them. The courts must decide otherwise. Good luck:)
2007-03-20 17:51:12 · answer #6 · answered by Wendy L 2 · 0⤊ 0⤋
You would want to split the bills, but also you are not going to be able to move on with him living there watching your every move... you would hope to have different bedrooms tho
2007-03-20 17:50:29 · answer #7 · answered by Anonymous · 0⤊ 0⤋
have your name taken off the mortgage and leave. let him pay the bills. if your name is on any bills have it taken off or turn the water, elec., and phone off. don't have anything in your name when you leave. good luck.
2007-03-20 17:52:57 · answer #8 · answered by lynnie 3 · 0⤊ 1⤋