how long it takes for a house to go on forclosure?

Answer 1

Four missed payments

Answer 2

It depends on the lender, but they would usually have the right to start foreclosure procedings if you were even one payment behind. Because it is a big expense for them, and they would rather have your money now than try to sell the house and get the money later, I haven't know anyone to go to foreclosure for less than three missed payments. After they start the procedings, there is still at least 30 days notice that has to be given.