aight i bought a car from a 05 mustang GT from car max and there was a few places on the front bumber that have had a very crappy touch up job. also there is a ding very small but noticeable if u look hard enough just right behind my door, and a few spots on my hood that have some rock chips. will my insurance cover this if i have it all repainted. i have full coverage from state farm if that helps at all. I know im picky about my vehical but thats cause im the kind of person that strives for perfection. anyways please help me thank u.
2007-03-20 00:22:34 · 8 answers · asked by Anonymous in Cars & Transportation ➔ Maintenance & Repairs
NO! That's why most insurance companies these days require photo's and inspection of the vehicle upon writing the policy! That's considered insurance farud if you make a claim!
2007-03-20 00:27:48 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Vandalism is covered under the "comprehensive" portion of your coverages, and it is subject to a deductible. Most likely, the body shop will just paint the scratched portion. Your entire car probably does not need re-painting. This would have no affect on your premium.
2016-03-29 07:45:39 · answer #2 · answered by Anonymous · 0⤊ 1⤋
My guess is that it won't cover any damage on the car when you bought it. It will cover collision damage that takes place after you bought it (but not ordinary wear and tear). So if the bumps and scratches resulted from a collision after you bought it, you are probably covered. HOWEVER, there is a deductible! You have to pay the first $250 or $500 (or whatever) of any repair charges, so that means you will have to pay for these minor touch-ups. Another thing to keep in mind is that they don't like it if you make a lot of claims--your rates could go up.
2007-03-20 00:34:25 · answer #3 · answered by AnOrdinaryGuy 5 · 0⤊ 2⤋
I suggest you to visit this internet site where onel can compare quotes from different companies: http://insure-cheap.info/index.html?src=5YAcVAsgY99axx1
RE :Does my full coverage car insurance cover paint and body touch ups.?
aight i bought a car from a 05 mustang GT from car max and there was a few places on the front bumber that have had a very crappy touch up job. also there is a ding very small but noticeable if u look hard enough just right behind my door, and a few spots on my hood that have some rock chips. will my insurance cover this if i have it all repainted. i have full coverage from state farm if that helps at all. I know im picky about my vehical but thats cause im the kind of person that strives for perfection. anyways please help me thank u.
Follow 8 answers
2017-03-15 12:51:43 · answer #4 · answered by ? 6 · 0⤊ 0⤋
They may cover it, but you would have to pay the deductible. You would have to call your local State Farm rep, and ask if your policy covers non-accident claims. You would be better off having the whole nose painted (front fascia, hood, both fenders), so the new paint blends into the rest of the body better. If you policy doesn't cover it, you may have to damage the car yourself, ie. lightly key the hood and fenders. Sounds shady, but it gets the job done.
2007-03-20 00:32:05 · answer #5 · answered by Fitron 2 · 0⤊ 4⤋
More details needed
2016-07-28 09:54:01 · answer #6 · answered by ? 3 · 0⤊ 0⤋
get real! no they don't cover paint chips !!!! if they did everyone would be sporting new paint jobs!...
2007-03-20 01:05:11 · answer #7 · answered by Robert P 6 · 1⤊ 0⤋
Funny, I was wondering the same thing myself
2016-08-23 21:35:11 · answer #8 · answered by Anonymous · 0⤊ 0⤋