I have pretty bad credit, high credit card debt, but I am getting it under control by using a debt consolidation. I have been at my job for 5 years, and make pretty good money. Do you think I will be able to get an apartment? My boyfirend is also living with me, he has ok credit but is a college student and doesn't make very much, please help!!
2007-03-19 07:40:59 · 8 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
Yep
95% of landlords just care that you have money and income. I have known people with HORRIFIC credit get into apartments simply because they had steady jobs, and enough cash to put up a security deposit.
I wouldnt worry, plenty of people are going to give you a chance.
2007-03-19 09:13:01 · answer #1 · answered by Anonymous · 1⤊ 0⤋
It all depends on how your prospective landlord looks at it. Some places will pull a check, while others might not. If you are comfortable putting your boyfriend on the lease, it may make some difference. In that scenario, it would depend on how much debt your boyfriend is carrying. Most places will place some emphasis in the decision on your ratio of debt to income.
Good luck.
2007-03-19 07:55:25 · answer #2 · answered by Common Sense 2 · 1⤊ 0⤋
Yes. I was in the same boat and I could get into most of the apartments. They will ask for your paycheck stuff. If you have a good income and there shouldn't be any problem getting into an apartment.
2007-03-19 07:44:27 · answer #3 · answered by Clueless 1 · 1⤊ 0⤋
Yes, you can get an apartment with bad credit in most cases.
However, your security deposit is heavily weighted on your credit report. The worse your credit, the more your deposit will be.
2007-03-19 07:44:57 · answer #4 · answered by themligroup_com 2 · 1⤊ 0⤋
with a good job history, being at same job for five years should help
When looking for a unit be up front with the landlord, but a good job and maybe a good landlord reference I am sure some landlord will take a chance
2007-03-19 07:46:21 · answer #5 · answered by goz1111 7 · 1⤊ 0⤋
You should be able to. Around our area they don't really do credit checks. They do , however, do background checks. As long as your have a good record, you shouldn't have a problem
2007-03-19 07:45:26 · answer #6 · answered by a b 1 · 1⤊ 0⤋
You'll find an apartment that will rent to you. You may have to pay more of a deposit, but you'll find one!
2007-03-19 07:43:42 · answer #7 · answered by kimpetuous 3 · 1⤊ 0⤋
all you need is first and last month rent to get a apartment.
2007-03-19 07:46:53 · answer #8 · answered by Anonymous · 1⤊ 0⤋